No Income Check Mortgages

Self-Employed or Unemployed

Stated Income Home Loans

Owner-Occupied or Investment Properties

Program Highlights

Up to 80% LTV

Credit 650+

30-Year Amortization

Unlimited Cash-Out

No Tax Returns

No W2's

No Paystubs

No Income Verification

No Seasoning

Gift Funds Allowed

1-4 Units

From $75k to $5 Million

Key Features to Keep in Mind

First-Time Investors Welcome

No DSCR No Ratio Loans Available

No Tradeline Requirement with 3 FICO Scores

Condotels Allowed

Foreign Nationals Allowed

No Reserves Required on Purchases

Short-Term Rentals OK

Our Non-Qm Mortgage Programs

Stated Income Loans

Our residential and commercial property mortgage programs are designed for individuals who don’t qualify with traditional income docs.

Bank Statement Loans

Our Business Bank Statement program provides a loan solution to help borrowers qualify from their credit history and their Business Bank Statements.

No Ratio Loans

No rental income is used to qualify the property, strictly based on credit and equity in the property. No DSCR requirement on rental loans! Cash-out to 75% LTV!

Stated Income Mortgage News & Updates

Who Would Benefit from a Stated Income Mortgage?

Who Would Benefit from a Stated Income Mortgage? is proud to offer a unique solution for individuals who may not qualify for traditional home loans due to their employment status. Our Stated Income mortgage program is specifically designed for self-employed borrowers, independent contractors, and even those who may be...

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Welcome to

Welcome to, a subsidiary of LLC, is a Florida-based mortgage broker specializing in working with self-employed individuals seeking to purchase or refinance properties without the need for traditional income documentation. Our Stated Income mortgage program is...

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