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Stand-Alone HELOC Program

HomeEquities.com, a leading mortgage company specializing in home equity lines of credit, is excited to announce the launch of its new Stand-Alone Home Equity Line of Credit (HELOC) Program. This innovative program allows homeowners to tap into their home equity without affecting their first mortgage.

With our Stand-Alone HELOC Program, applicants can take advantage of the following features:

  • Flexible Draw Options: Choose from 2 Year, 3 Year, 5 Year, and 10 Year Draw options
  • Generous Line of Credit Amount: Access up to $500,000 in home equity
  • High Combined Loan-to-Value (CLTV) Ratio
  • Favorable Debt-to-Income (DTI) Ratio: With a DTI ratio of 49.95%,
  • Flexible Documentation Options: HomeEquities.com accepts both bank statements and full documentation
  • Minimum FICO Score Requirement: To qualify for the Stand-Alone HELOC Program, applicants must have a minimum FICO score of 680,
  • Versatile Property Types: homeowners can utilize the Stand-Alone HELOC Program for primary residences, second homes, and investment properties.

To learn more about our Stand-Alone HELOC Program and to start your application today, contact us to speak to a professional who knows what they are talking about.