Home Equity Loans & HELOCs in Florida

We offer both Home Equity Lines of Credit (HELOCs) and fixed-rate home equity loans, so you can access your equity in a way that best fits your financial goals. If you’re looking to consolidate debt, fund renovations, invest, or cover large expenses, our programs provide competitive options for primary residences, second homes, and investment properties.

Program Highlights

• Credit scores down to 660
• Loan amounts up to $1MM
• Maximum combined loan amounts up to $5 million
• Up to 90% CLTV
• Fixed terms available: 10, 20, and 30 years
• AVMs available for loans ≤ $400,000**
• Properties with solar liens are eligible
• Investment Properties: Up to 70% CLTV with 720 FICO (≤ $750K)
• Second Homes: Up to 65% CLTV with 680 FICO (≤ $750K)
• Primary Homes: Up to 80% CLTV with 700 FICO (≤ $750K)
• Rural properties now eligible: full appraisal required.