MORTGAGES FOR CO-OPS

CO-OP HOME LOANS

COOPS.NYC

Leader in Co-Op Financing, Programs Available Nationwide

COOPERATIVE FINANCING SOLUTIONS

PRIMARY,SECOND HOME OR AS AN INVESTMENT

Purchase a Co-Op

  • 3% Down Payment
  • Minimum Loan Amount $100k
  • Maximum Loan Amount $50M
  • Minimum Credit 620

Refinance a Co-Op

  • 75% LTV Cash-Out
  • 80% LTV Refinance
  • No Limit Cash-on-Hand
  • Units Under 500 SqFt Allowed

Underlying Mortgages

  • Amortizations Up to 30 Years
  • Max Loan $50M
  • Non-Warrantable Co-Op OK
  • Under 5 Units OK

NON QM PROGRAMS

  • No Income Check 
  • Investment Units 
  • Foreign National
  • Bank Statement Program

Get a Quote : Our Form Is Quick & Secure

THE RIGHT CO-OP PROGRAMS FOR YOU

97% Financing

Our Co-Op Program allows for only 3% down payment

Self Employed

Our Max Loan Amount For Co-Ops Is $50 million

Jumbo Co-Op

Our Max Loan Amount For Co-Ops Is $50 million

Non Warrantable Co-Ops

Co-Op buildings that can’t meet Fannie Mae requirements

Investment Co-Ops

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Commercial Co-Ops

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Reverse Mortgages

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HELOCs

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APPROVED CO-OP BUILDINGS

LARGE DATABASE OF

APPROVED BUILDINGS IN NY

Although we finance co-ops nationwide, for New York only we have compiled a list of approved buildings in the state of NY. If your building in question is not on the list it doesn’t mean we can’t finance it.

WHAT TO EXPECT FROM COOPS.NYC

Agility - Quick. Flexible. Efficient.

Agility is the key to success in today’s fast-paced world. With our responsive and adaptive approach, we ensure that we can meet your needs quickly and efficiently. Whether it’s a last-minute change or a new requirement, we are here to expedite the process and deliver results. Our team is dedicated to providing you witht he flexibility and agility you need to stay ahead of the competition. Trust us to be your partner in navigation the ever-changing business landscape. Choose agility and experience the difference it can make for your success.

Accountability - Diligent. Open. Moral.

When it comes to accountability, we believe in being diligent, open, and moral. We take our responsibilities seriously and strive to be thorough in our actions. Our transparency ensures that you are always informed and involved. And above all, we uphold strong moral values, ensuring that our actions are ethical and in the best interest of all parties involved.

Relationships - Confidence. Honesty. Transparency.

When it comes to obtaining mortgages for co-ops, building strong relationships based on confidence, honesty, and transparency is crucial. Lenders need to trust that borrowers will provide accurate information and be transparent about their financial situation. Borrowers, on the other hand, need to have confidence in their lender’s ability to provide them with the best mortgage options. Honesty and transparency are the foundation for a successful mortgage process.

Innovation - Progressive. Problem-Solving.

When it comes to obtaining mortgages for co-ops, innovation is crucial. We strive to be progressive and solution-oriented in our approach. Our team of experts are dedicated to finding creative ways to overcome challenges and provide problem-solving solutions. With our innovative mindset, we aim to revolutionize the mortgage industry and make the process of obtaining a co-op mortgage seamless and efficient.

LET’S TALK

GET STARTED TODAY

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