{"id":23,"date":"2023-10-12T06:46:32","date_gmt":"2023-10-12T06:46:32","guid":{"rendered":"https:\/\/nysck.com\/veteransmortgage.com\/?page_id=23"},"modified":"2024-04-08T13:56:20","modified_gmt":"2024-04-08T13:56:20","slug":"refinance","status":"publish","type":"page","link":"https:\/\/nysck.com\/veteransmortgage.com\/refinance\/","title":{"rendered":"Refinance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,0,0,0.5) 0%|rgba(0,0,0,0.5) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-25T150803.981.png&#8221; custom_padding=&#8221;||100px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;Poppins||||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;40px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;VA Refinance Home Loans&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;Product Sans||||||||&#8221; title_font_size=&#8221;35px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_orientation=&#8221;justified&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">With\u00a0our\u00a0flexible refinance loan options for\u00a0Veterans, you can secure a mortgage with as low as a 580 FICO score for loans up to $1 million. Even if your loan amount exceeds $1 million, we can still offer 100% LTV with a FICO score as low as 640. Plus, our maximum DTI ratio of 60% ensures that your financial situation is taken into account for approval.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">Rate-Term VA loans require a minimum FICO score of 580<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">VA IRRRL&#8217;s (Streamlines) allow up to 125% CLTV subordinate financing with a minimum FICO score of 580<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">Cash-out refinance option available with 90% LTV and a 580 FICO score<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">VA IRRRL requires a minimum FICO score of 550<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">Manual underwrites are permitted<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">W2 income verification only<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">High balance loan amounts are available<\/span><\/li>\n<li class=\"x_MsoNormal\"><span style=\"color: #000000;\">Property type includes 1-4 units, primary residence usage<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">As leaders in offering VA home loans, we stand out as the company for Veteran home loan financing.\u00a0Contact\u00a0us to see how we can help our Veterans secure a refinance home loan with favorable rates and terms.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2023\/10\/Mask-Group-13.jpg&#8221; title_text=&#8221;Mask Group 13&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With\u00a0our\u00a0flexible refinance loan options for\u00a0Veterans, you can secure a mortgage with as low as a 580 FICO score for loans up to $1 million. Even if your loan amount exceeds $1 million, we can still offer 100% LTV with a FICO score as low as 640. Plus, our maximum DTI ratio of 60% ensures that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-23","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/pages\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":11,"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/pages\/23\/revisions"}],"predecessor-version":[{"id":491,"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/pages\/23\/revisions\/491"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/veteransmortgage.com\/wp-json\/wp\/v2\/media?parent=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}