{"id":17,"date":"2023-10-12T06:45:20","date_gmt":"2023-10-12T06:45:20","guid":{"rendered":"https:\/\/nysck.com\/veteransmortgage.com\/?page_id=17"},"modified":"2024-04-08T20:38:27","modified_gmt":"2024-04-08T20:38:27","slug":"home","status":"publish","type":"page","link":"https:\/\/nysck.com\/veteransmortgage.com\/","title":{"rendered":"Home"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.23&#8243; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; admin_label=&#8221;row&#8221; _builder_version=&#8221;4.23&#8243; background_image=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2023\/10\/Group-6.jpg&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; custom_padding=&#8221;|3%||18%|false|false&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Product Sans|700|||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;60px&#8221; custom_margin=&#8221;|||-32px||&#8221; custom_padding=&#8221;25%||||false|false&#8221; custom_padding_tablet=&#8221;10%||||false|false&#8221; custom_padding_phone=&#8221;10%||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>VA HOME LOANS<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Product Sans|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#ce4030&#8243; header_3_font_size=&#8221;32px&#8221; custom_margin=&#8221;|||-29px||&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Home loans for our Veterens.<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Product Sans|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#ce4030&#8243; header_3_font_size=&#8221;32px&#8221; custom_margin=&#8221;|-44px||-31px||&#8221; custom_padding=&#8221;|||2px||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Buy a home with no money down payment.<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Product Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; custom_margin=&#8221;|||-26px||&#8221; custom_padding=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><span>We are committed to assisting you at every stage of your journey to homeownership, whether you are refinancing, buying, renovating, or constructing your ideal home. Explore the advantages of a VA loan with our knowledgeable assistance. We streamline the VA home loan process, making it simple and hassle-free, allowing you to concentrate on turning your homeownership dreams into a reality.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_code module_class=&#8221;btn-button&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|||-28px||&#8221; custom_padding=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<a href=\"#\">Purchase<\/a> <a href=\"#\">Refinance<\/a>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2023\/10\/Mask-Group-13.jpg&#8221; title_text=&#8221;Mask Group 13&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;home-owner&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f2f2&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;3px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Product Sans|600|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;51px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>We\u2019re giving our Veterans <span>Experience and Knowledge<\/span><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;VA Loan Requirements&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Product Sans||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#0e1b3d&#8221; header_font_size=&#8221;24px&#8221; body_font=&#8221;Product Sans||||||||&#8221; body_text_align=&#8221;center&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; background_color=&#8221;#FFFFFF&#8221; min_height=&#8221;271px&#8221; custom_padding=&#8221;30px|30px|30px|30px|false|true&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>In order to qualify for a VA loan, either you or your spouse must meet the specific service criteria established by the Department of Veterans Affairs (VA), possess a valid Certificate of Eligibility (COE), and meet the credit and income standards.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;VA Purchase Option&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Product Sans||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#0e1b3d&#8221; header_font_size=&#8221;24px&#8221; body_font=&#8221;Product Sans||||||||&#8221; body_text_align=&#8221;center&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"uSg02\">\n<div class=\"Fx02X l8Tnu\">\n<div class=\"_Tm_J\">\n<div data-testid=\"RecipientWell\" class=\"kcAOr t9ThB\">\n<div class=\"e_unk\">The VA Purchase Loan enables eligible service members to purchase a home without any required down payment. This initiative is supported by the Department of Veterans Affairs and is tailored to assist Veterans in buying a new home with no money down.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;VA Refinancing Option&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Product Sans||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#0e1b3d&#8221; header_font_size=&#8221;24px&#8221; body_font=&#8221;Product Sans||||||||&#8221; body_text_align=&#8221;center&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;17px&#8221; background_color=&#8221;#FFFFFF&#8221; min_height=&#8221;271px&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>By understanding your objectives and guiding you through the available options and benefits, we have been able to empower numerous Veteran homeowners to enhance their financial situations through refinancing their homes.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;align-items: center;||display: flex;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display:block;&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Product Sans||||||||&#8221; header_2_font_size=&#8221;41px&#8221; header_2_line_height=&#8221;42px&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Buy with Zero Down Payment<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Product Sans||||||||&#8221; header_2_text_color=&#8221;#ce4030&#8243; header_2_font_size=&#8221;38px&#8221; header_2_line_height=&#8221;42px&#8221; custom_margin=&#8221;|-18px||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>VA Loan Benefit &#8211; 100% Financing<br \/>No Private Mortgage Insurance (PMI)<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Product Sans||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;20px&#8221; custom_margin=&#8221;-9px|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><span>A VA purchase loan provides the excellent benefit of 100% financing, eliminating the need for a down payment. Additionally, the seller can contribute up to 4% of the purchase price to assist with specific closing costs. Purchasing a home can be overwhelming for first-time buyers. Our goal is to ease some of that pressure by providing you with the necessary information to make informed decisions.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;Get a Quote&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;17px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ce4030&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;30px&#8221; button_font=&#8221;Product Sans||||||||&#8221; custom_padding=&#8221;8px|30px|8px|30px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2023\/10\/Mask-Group-15.jpg&#8221; title_text=&#8221;Mask Group 15&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#0e1b3d&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_cta title=&#8221;Check Your Eligibility&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Product Sans||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;35px&#8221; body_font=&#8221;Product Sans||||||||&#8221; body_text_align=&#8221;center&#8221; body_text_color=&#8221;#ce4030&#8243; body_font_size=&#8221;40px&#8221; body_line_height=&#8221;50px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;30px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Talk to a VA Loan Expert<\/p>\n<p>[\/et_pb_cta][et_pb_button button_url=&#8221;tel:8008912390&#8243; button_text=&#8221;(800) 891-2390&#8243; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ce4030&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;30px&#8221; button_font=&#8221;Product Sans||||||||&#8221; custom_padding=&#8221;10px|30px|10px|30px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;align-items: center;||display: flex;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display:block;&#8221; custom_css_main_element_phone=&#8221;display:block;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2024\/03\/VA-Loans-2.png&#8221; title_text=&#8221;VA Loans (2)&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Product Sans||||||||&#8221; header_2_font_size=&#8221;41px&#8221; header_2_letter_spacing=&#8221;1px&#8221; header_2_line_height=&#8221;45px&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; header_2_text_align_tablet=&#8221;&#8221; header_2_text_align_phone=&#8221;center&#8221; header_2_text_align_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;41px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>IRRRL<br \/>VA Streamline Refinance<br \/>Reduced Paperwork<br \/>No Appraisal Needed<\/h2>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;Get a Quote&#8221; button_alignment=&#8221;left&#8221; 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custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; custom_css_main_element=&#8221;display:flex;||align-items:center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_before_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;display: block;&#8221; custom_css_main_element_phone=&#8221;display: block;&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/veteransmortgage.com\/wp-content\/uploads\/2023\/10\/Mask-Group-16.png&#8221; title_text=&#8221;Mask Group 16&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;VA Cash-Out Refinance <br \/> Need Cash?&#8221; 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Explore the advantages of a VA loan with our knowledgeable assistance. 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