When it comes to securing a VA loan, traditional underwriting processes may not always work for every borrower. That’s where manual underwriting comes in. Our team specializes in manual underwriting for VA loans, offering a personalized approach to help clients with unique or complicated financial situations.
With manual underwriting, we can offer a range of benefits to our clients, including
- 100% financing with zero down payment, making homeownership more accessible
- Flexible buydown options such as 3-2-1, 2-1, and 1-0 to help lower initial mortgage payments
- Acceptance of FICO scores from 580 and above, providing opportunities for borrowers with less-than-perfect credit
- Loan amounts up to $1.5 million, allowing for financing of higher-priced properties
- Expertise in VA loans, ensuring a smooth and efficient loan process
- Ability to finance manufactured homes, expanding housing options for borrowers
- Fast and easy application and approval process, getting borrowers into their new homes sooner
Our team of loan processors is dedicated to helping clients navigate the complexities of the VA loan process. Whether you’re a first-time homebuyer or a seasoned homeowner, manual underwriting can provide the personalized attention and flexibility needed to secure the right loan for your unique situation.
If you’re interested in exploring the benefits of manual underwriting for VA loans, contact us today to speak with one of our VA loan experts. We’re here to help you achieve your homeownership goals with confidence and peace of mind.