With our flexible refinance loan options for Veterans, you can secure a mortgage with as low as a 580 FICO score for loans up to $1 million. Even if your loan amount exceeds $1 million, we can still offer 100% LTV with a FICO score as low as 640. Plus, our maximum DTI ratio of 60% ensures that your financial situation is taken into account for approval.

• Rate-Term VA loans require a minimum FICO score of 580
• VA IRRRL’s (Streamlines) allow up to 125% CLTV subordinate financing with a minimum FICO score of 580
• Cash-out refinance option available with 90% LTV and a 580 FICO score
• VA IRRRL requires a minimum FICO score of 550
• Manual underwrites are permitted
• W2 income verification only
• High balance loan amounts are available
• Property type includes 1-4 units, primary residence usage

As leaders in offering VA home loans, we stand out as the company for Veteran home loan financing. Contact us to see how we can help our Veterans secure a refinance home loan with favorable rates and terms.