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The Benefits of Manual Underwriting for VA Loans
When it comes to securing a VA loan, traditional underwriting processes may not always work for every borrower. That's where manual underwriting comes in. Our team specializes in manual underwriting for VA loans, offering a personalized approach to help clients with...
Navigating the Ins and Outs of VA Loan Requirements for 1-4 Unit Properties
When it comes to purchasing or cashing out on a 1-4 unit property with a VA loan, there are specific guidelines that borrowers need to be aware of. Here are some key points to keep in mind 100% LTV financing is available for both purchases and cash-out refinances on...
Understanding VA Loan Guidelines: How Deferred Student Loans Impact Borrower’s Debt Ratios
Did you know that when it comes to VA loans, deferred student loans play a significant role in determining a borrower's debt ratios? It's true! If a student loan is deferred for over 12 months, the borrower's student loan payment is not included in the qualifying debt...