{"id":80,"date":"2025-06-02T11:26:42","date_gmt":"2025-06-02T11:26:42","guid":{"rendered":"https:\/\/nysck.com\/texasmortgages\/?page_id=80"},"modified":"2025-06-11T09:03:37","modified_gmt":"2025-06-11T09:03:37","slug":"programs","status":"publish","type":"page","link":"https:\/\/nysck.com\/texasmortgages\/programs\/","title":{"rendered":"Programs"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;90deg&#8221; background_color_gradient_stops=&#8221;#001b5f 35%|rgba(0,27,95,0) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/nysck.com\/texasmortgages\/wp-content\/uploads\/2025\/06\/4e02e58ba856b8b34c0ae9241785b2b5deab0ec1.png&#8221; custom_padding=&#8221;120px||120px||false|false&#8221; custom_padding_tablet=&#8221;80px||80px||false|false&#8221; custom_padding_phone=&#8221;40px||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;&#8211;et_global_heading_font|800|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.1em&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Our<br \/>Programs<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;100px||100px||false|false&#8221; custom_padding_tablet=&#8221;50px||50px||false|false&#8221; custom_padding_phone=&#8221;30px||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;20px||||false|false&#8221; custom_padding_phone=&#8221;10px||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; locked=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;home-loan-col&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||13px||false|false&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;66px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.25)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Roboto|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.33em&#8221; background_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;23px|5px|23px|5px|false|false&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22background_color%22%93}&#8221;]Conventional Home Loan[\/et_pb_text][et_pb_image src=&#8221;https:\/\/nysck.com\/texasmortgages\/wp-content\/uploads\/2025\/06\/image-5.png&#8221; title_text=&#8221;image (5)&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; border_radii=&#8221;off|||8px|8px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_line_height=&#8221;1.42em&#8221; custom_margin=&#8221;||8px||false|false&#8221; custom_padding=&#8221;|10px||10px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]Dreaming of a Texas home? Conventional Loans offer 3% down options, great rates, and no MI at 20% equity. From Dallas condos to Hill Country estates<br \/>&nbsp;[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQxNSJ9fQ==@&#8221; button_text=&#8221;Learn More&#8221; module_class=&#8221;home-loan-btn&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Inter|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||5px|10px|false|false&#8221; custom_padding=&#8221;4px|6px|4px|6px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22button_bg_color%22%93,%22gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c%22:%91%22button_bg_color__hover%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#b50000&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEwMSJ9fQ==@&#8221; button_text=&#8221;Fast Quote&#8221; module_class=&#8221;home-loan-btn&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c&#8221; button_border_width=&#8221;0px&#8221; button_font=&#8221;Inter|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||5px|10px|false|false&#8221; custom_padding=&#8221;4px|6px|4px|6px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22button_bg_color__hover%22%93,%22gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c%22:%91%22button_bg_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#001b5f&#8221; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;home-loan-col&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||13px||false|false&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;66px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.25)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Roboto|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.33em&#8221; background_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;23px|5px|23px|5px|false|false&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22background_color%22%93}&#8221;]Non-QM Loans[\/et_pb_text][et_pb_image src=&#8221;https:\/\/nysck.com\/texasmortgages\/wp-content\/uploads\/2025\/06\/image-3-1.png&#8221; title_text=&#8221;image (3)&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; border_radii=&#8221;off|||8px|8px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_line_height=&#8221;1.42em&#8221; custom_margin=&#8221;||8px||false|false&#8221; custom_padding=&#8221;|10px||10px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]Can&#8217;t prove income the traditional way? No problem! Bank statements, assets, or unique earnings work. Investors, self-employed, or gig workers, get funded like a Lone Star boss![\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQxNiJ9fQ==@&#8221; button_text=&#8221;Learn More&#8221; module_class=&#8221;home-loan-btn&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Inter|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||5px|10px|false|false&#8221; custom_padding=&#8221;4px|6px|4px|6px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22button_bg_color%22%93,%22gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c%22:%91%22button_bg_color__hover%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#b50000&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEwMSJ9fQ==@&#8221; button_text=&#8221;Fast Quote&#8221; module_class=&#8221;home-loan-btn&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c&#8221; button_border_width=&#8221;0px&#8221; button_font=&#8221;Inter|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||5px|10px|false|false&#8221; custom_padding=&#8221;4px|6px|4px|6px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22button_bg_color__hover%22%93,%22gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c%22:%91%22button_bg_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#001b5f&#8221; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;home-loan-col&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||13px||false|false&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;66px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.25)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Roboto|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.33em&#8221; background_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;23px|5px|23px|5px|false|false&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22background_color%22%93}&#8221;]Commercial Loans[\/et_pb_text][et_pb_image src=&#8221;https:\/\/nysck.com\/texasmortgages\/wp-content\/uploads\/2025\/06\/image-4.png&#8221; title_text=&#8221;image (4)&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; border_radii=&#8221;off|||8px|8px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_line_height=&#8221;1.42em&#8221; custom_margin=&#8221;||8px||false|false&#8221; custom_padding=&#8221;|10px||10px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Need to expand your Texas empire? Commercial Mortgages offer quick closings, asset-based approvals, and loans up to $20M. From Dallas strip malls to industrial parks, your move, partner.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQxNyJ9fQ==@&#8221; button_text=&#8221;Learn More&#8221; module_class=&#8221;home-loan-btn&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Inter|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||5px|10px|false|false&#8221; custom_padding=&#8221;4px|6px|4px|6px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22button_bg_color%22%93,%22gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c%22:%91%22button_bg_color__hover%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#b50000&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEwMSJ9fQ==@&#8221; button_text=&#8221;Fast Quote&#8221; module_class=&#8221;home-loan-btn&#8221; _builder_version=&#8221;4.27.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c&#8221; button_border_width=&#8221;0px&#8221; button_font=&#8221;Inter|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||5px|10px|false|false&#8221; custom_padding=&#8221;4px|6px|4px|6px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22button_bg_color__hover%22%93,%22gcid-b8b52422-6509-44d3-9c1b-af6e32dbd78c%22:%91%22button_bg_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#001b5f&#8221; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;home-loan-col&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||13px||false|false&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;66px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.25)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Roboto|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.33em&#8221; background_color=&#8221;gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;23px|5px|23px|5px|false|false&#8221; global_colors_info=&#8221;{%22gcid-07e2043d-e3fb-4c93-901e-cc949c63f5a4%22:%91%22background_color%22%93}&#8221;]Home Equity Loans[\/et_pb_text][et_pb_image src=&#8221;https:\/\/nysck.com\/texasmortgages\/wp-content\/uploads\/2025\/06\/image-5-1.png&#8221; title_text=&#8221;image (5)&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; border_radii=&#8221;off|||8px|8px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_line_height=&#8221;1.42em&#8221; custom_margin=&#8221;||8px||false|false&#8221; custom_padding=&#8221;|10px||10px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]Turn your home&#8217;s equity into cash on demand! 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No problem! Our Income Check mortgages let you buy or refinance without income docs. 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Perfect for first-time buyers or those rebuilding credit. 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Low rates, no PMI, and flexible credit. 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Conventional Loans offer 3% down options, great rates, and no MI at 20% equity. From Dallas condos to Hill Country estates&nbsp;Non-QM LoansCan&#8217;t prove income the traditional way? No problem! Bank statements, assets, or unique earnings work. 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