No Income Check Loans

  • Available for O/O, 2nd Homes & Invetment Properties
  • 5M Max loan amount – 2.5M
  • Eligible for 1st time home buyers
  • 100% of Down payment & Closing costs can be gifted
  • 1003 does not require wages or employment information as there is no Income or DTI Calculation
  • No Mortgage Insurance
  • Max LTV 80% w/ 660 FICO
  • 660 minimum FICO allowed.
  • No Prepayment Penalty
  • Use seller excess credit to offset rate discount points.
  • WE ACCEPT TRANSFERRED APPRAISALS!!