Non-QM Loans
- Full Doc or 1099s
- VOE Only
- Asset Depletion
- CPA P&L Only
- 12M/24M Personal and Business Bank Statements
- Max Loan Size of $5mm
- Max LTV of 90%
- Minimum FICO of 600
- DTI up to 55%
- Requires a FICO score of 700 or greater
- Max LTV 80%
- Primary Residence only, no FTHB
- Requires 1.5x Residual Income
- I/O Eligible (Min 700 FICO, Max 85% LTV)
- 6 Months reserves
- Cash-out can be used as reserves.
