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    Texas Home Loans Backed by integrity

    We are dedicated to helping Texans or people who want to invest in Texas achieve mortgage financing. Whether you’re buying your first home, investing in a rental property, refinancing, or tapping into your property’s equity, we offer creative financing options, industry-low rates and fees, and an experienced process tailored to your financing needs. Our commitment to exceptional service and local expertise makes securing your Texas mortgage innovative, creative, and confident. Let us guide you every step of the way so you can close with confidence.

    Home Sweet Texas
    Let’s Get You the Perfect Mortgage!

    Big State, Big Savings Find Your Best Texas Home Loan

    • Primary Residence
    • Second Home
    • Investment Property

    Conventional, FHA & VA

    Flexible Options for Every Buyer
    Competitive Rates & Easier Qualifications
    FHA’s 3.5% down payments, VA’s zero-down benefits

    Self-Employed Borrowers

    With our non-QM Loan programs, Self-employed borrowers can qualify using bank statements, asset depletion loans, DSCR, or any other No Income Check loans we offer to help entrepreneurs and freelancers secure the perfect home loan.

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    Self-Employed?

    We offer non-QM Loan programs for those who do not have traditional income sources.

    • No Income Check Loans
    • Bank Statement Program
    • P & L Loan Program 

    • DSCR Investor Loans
    • 1099 Only Loan Program

    Purchase

    Refinance

    Home Equity Loans

    Your Local Texas Mortgage Company

    Finding the right home loan in Texas is straightforward, with TexasMortgages.com as your dedicated guide. As an established local mortgage leader, we deliver responsive, personalized service and a complete range of mortgage solutions, including FHA VA, USDA, and Jumbo Loans, as well as non-QM Loans that are customized for your situation. We serve borrowers across the Lone Star State with innovative closings that make mortgage financing possible.

    Our Texas-sized promise! Integrity first, client-focused service, and fully transparent lending. We cut through the complexity to give you clear, honest guidance at every step, a commitment that’s made us one of Texas’ most recommended mortgage teams.

    Our Texas Home Loans

    Conventional Home Loan
    Dreaming of a Texas home? Conventional Loans offer 3% down options, great rates, and no MI at 20% equity. From Dallas condos to Hill Country estates
     
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    Non-QM Loans
    Can’t prove income the traditional way? No problem! Bank statements, assets, or unique earnings work. Investors, self-employed, or gig workers, get funded like a Lone Star boss!
    Learn More
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    Commercial Loans

    Need to expand your Texas empire? Commercial Mortgages offer quick closings, asset-based approvals, and loans up to $20M. From Dallas strip malls to industrial parks, your move, partner.

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    Home Equity Loans
    Turn your home’s equity into cash on demand! A HELOC gives you flexible funds for renovations, college, or emergencies.tax-deductible interest, and reusable credit.
     
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    No Income Check Loans
    No Income? No problem! Our Income Check mortgages let you buy or refinance without income docs. Perfect for investors, entrepreneurs, and non-traditional borrowers.
     
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    FHA & VA Loans
    FHA – Low down payments, flexible credit requirements. Perfect for first-time buyers or those rebuilding credit. VA loans offer zero down payment, low rates, and no private mortgage insurance.
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    USDA
    Buy a Texas home with 0% down in eligible rural areas! Low rates, no PMI, and flexible credit. Perfect for buyers seeking wide-open spaces and affordability.
     
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    Hard Money Loans
    Need quick financing for a Texas property? Hard Money Loans offer short-term, high-speed cash for
    investors. Fix-and-flip, land, or unconventional projects?
     
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    View All Programs

    Speak to a Local Expert – Know Your Options
    Call 512-612-9250

    Lone Star Financing News – Updates, Tips & Market Trends

    How to Buy a House in Texas with Bad Credit

    How to Buy a House in Texas with Bad Credit

    Jun 5, 2025

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    Why ‘No Income Check’ Loans Are Surging in Texas

    Why ‘No Income Check’ Loans Are Surging in Texas

    Jun 5, 2025

    Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not...

    read more