Welcome to Non QM Funding
Our Commercial Team puts commercial transactions first plus we put a complete focus on closing commercial loans with knowledge and efficiency.
Loan Types
Stated Income Loans
- Closings in 30 to 45 days
- 30 year fully amortized
- Income based on leases
- W-2 or self-employed
- Seller seconds and gift funds allowed
Fix and Flip
- Quick Profit
- Construction
- Up to 85% financing
- No pre payment Penalty
- Financing up to 12 months
Foreign Investor Loan
- Up to 65% financing
- No US credit required
- No seasoning asset required
- No Investment experience required
- Max Loan $5mm
Hard Money Lending
- Loans from $50,000 to $10,000,000
- NO Income requirements
- Up to 70% LTV
- Purchase and Refinance
- Terms 2 year I/O
Bank Statement Program
- Self-employed
- No tax transcripts
- Use multiple bank accounts
- Non traditional Income
- No paystubs
Multifamily Lending
- Fannie Mae
- Freddie Mac
- FHA
- CMBS
- Interim Loans
Use Our Free Tools

Pre Qualification Letter
You need to get moving. Use a Pre Qualification Letter to get the process started.

Refinance Analysis
We’ll crunch the numbers so you’ll know exactly how much money you can save.

Today's Mortgage Rates
Browse rate comparisons to see which individual mortgage terms make the most sense for you.

Search Homes For Sale
Don’t just leap at the next opportunity—take the time to search.
Fast Quote
Free, no obligation quote in minutes.
Property Types
Mixed Use
- Office Buildings
- Retail Stores
- Warehouses
- Self Storage Buildings
- Auto Repair Shops
Residential
- Investment Properties
- Fix and Flip Loans
- No Income Check
- Foreign Nationals
Commercial
- Industrial
- Hard Money Loans
- Hotels
- 30 yr Fixed Available
- Healthcare
Multi Family
- Office Buildings
- Retail Stores
- Warehouses
- Self Storage Buildings
- Auto Repair Shops
Market Insights
Hard Money Done Soft and Easy
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Velocity’s ShortFlex Program Brings Flexibility to Commercial Loans
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Stated Income SFR Investment Property – Update
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