NON-QM

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GET A QUOTE FOR PURCHASEGET A QUOTE FOR REFINANCE

Welcome to Non QM Funding

Our Commercial Team puts commercial transactions first plus we put a complete focus on closing commercial loans with knowledge and efficiency.

Loan Types

Stated Income Loans

  • Closings in 30 to 45 days
  • 30 year fully amortized
  • Income based on leases
  • W-2 or self-employed
  • Seller seconds and gift funds allowed

Fix and Flip

  • Quick Profit
  • Construction
  • Up to 85% financing
  • No pre payment Penalty
  • Financing up to 12 months

Foreign Investor Loan

  • Up to 65% financing
  • No US credit required
  • No seasoning asset required
  • No Investment experience required
  • Max Loan $5mm

Hard Money Lending

  • Loans from $50,000 to $10,000,000
  • NO Income requirements
  • Up to 70% LTV
  • Purchase and Refinance
  • Terms 2 year I/O

Bank Statement Program

  • Self-employed
  • No tax transcripts
  • Use multiple bank accounts
  • Non traditional Income
  • No paystubs

Multifamily Lending

  • Fannie Mae
  • Freddie Mac
  • FHA
  • CMBS
  • Interim Loans

Use Our Free Tools

Pre Qualification Letter

You need to get moving. Use a Pre Qualification Letter to get the process started.

Refinance Analysis

We’ll crunch the numbers so you’ll know exactly how much money you can save.

Today's Mortgage Rates

Browse rate comparisons to see which individual mortgage terms make the most sense for you.

Search Homes For Sale

Don’t just leap at the next opportunity—take the time to search.

Fast Quote

Free, no obligation quote in minutes.

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      Get Your FREE Pre-Qualification Letter

      Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

      Get Your FREE Refinance Analysis

      Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

      Today's Mortgage Rates

      Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!

      Search Local Homes for FREE Now!

      Access 1000's of homes in the local area and surrounding communities! Simply enter your search criteria below to get started now!

      Zip Code:

      Go!

      Great! What type of property are you purchasing?

      Great! What type of property are you purchasing?

      Estimate your credit score.

      Is this your first property purchase?

      What is your current property purchase situation?

      How will this property be used?

      What is the purchase price of the new property?

      $150K$2M+
      Continue

      What is your estimated down payment?

      0%50%+

      Continue

      What kind of rate do you prefer?

      What is your gross annual household income?

      $0$250K+

      Continue

      What is your employment status?

      Bankruptcy, short sale, or foreclosure in the last 3 years?

      Can you show proof of income?

      Are you working with a real estate agent?

      What is your full name?

      Continue

      What is your email address?

      Continue

      What is your phone number?


      Thanks for Your Information Request!

      We have received your inquiry and are currently reviewing your information. One of our experts will follow up shortly to provide a FREE, personalized rate quote and one-on-one consultation.

      To speak with a mortgage expert immediately, call (516) 517-9900

      Our Experts Are Standing By and Look Forward to Speaking with You!


        Get Your FREE Pre-Qualification Letter

        Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

        Get Your FREE Refinance Analysis

        Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

        Today's Mortgage Rates

        Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!

        Search Local Homes for FREE Now!

        Access 1000's of homes in the local area and surrounding communities! Simply enter your search criteria below to get started now!

        Zip Code:

        Go!

        Great! What type of property are you purchasing?

        Estimate your credit score.

        Is this your first property purchase?

        What is your current property purchase situation?

        How will this property be used?

        What is the purchase price of the new property?

        $150K$2M+
        Continue

        What is your estimated down payment?

        0%50%+

        Continue

        What kind of rate do you prefer?

        What is your gross annual household income?

        $0$250K+

        Continue

        What is your employment status?

        Bankruptcy, short sale, or foreclosure in the last 3 years?

        Can you show proof of income?

        Are you working with a real estate agent?

        What is your full name?

        Continue

        What is your email address?

        Continue

        What is your phone number?


        Thanks for Your Information Request!

        We have received your inquiry and are currently reviewing your information. One of our experts will follow up shortly to provide a FREE, personalized rate quote and one-on-one consultation.

        To speak with a mortgage expert immediately, call (516) 517-9900

        Our Experts Are Standing By and Look Forward to Speaking with You!


        Property Types

        Mixed Use

        Residential

        Commercial

        • Industrial
        • Hard Money Loans
        • Hotels
        • 30 yr Fixed Available
        • Healthcare

        Multi Family

        Market Insights