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[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” disabled_on=”off|off|off” module_class=”banner-home center_text” _builder_version=”4.24.2″ _module_preset=”default” background_image=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/home-banner-img.jpg” background_size=”custom” background_image_width=”50%” background_position=”top_right” background_horizontal_offset=”0%” min_height_tablet=”auto” min_height_last_edited=”off|desktop” custom_padding=”||||true|false” custom_padding_tablet=”300px||40px||false|false” custom_padding_phone=”200px||0px||false|false” background_last_edited=”on|desktop” background_enable_color_tablet=”off” background_size_tablet=”cover” background_image_width_tablet=”100%” background_image_height_tablet=”100%” background_position_tablet=”top_center” background_blend_tablet=”normal” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.24.2″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” custom_margin=”|auto||auto|false|false” custom_margin_tablet=”|auto||auto|false|false” custom_margin_phone=”|auto||auto|false|false” custom_margin_last_edited=”on|desktop” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”banner-left-col” _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”30px|10px|30px|10px|true|true” custom_padding_last_edited=”on|tablet” background_color_tablet=”rgba(255,255,255,0.8)” background_last_edited=”on|tablet” background_enable_color_tablet=”on” global_colors_info=”{}”][et_pb_text module_class=”home-banner-title” _builder_version=”4.24.2″ _module_preset=”default” header_font=”Product Sans Bold||||||||” header_text_align=”left” header_font_size=”50px” header_line_height=”1.1em” custom_margin=”||0px||false|false” custom_padding=”0px||2px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” header_text_align_tablet=”left” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”42px” header_font_size_phone=”26px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

No Income Check Loans<\/h1>\n

[\/et_pb_text][et_pb_text module_class=”home-banner-title” _builder_version=”4.24.2″ _module_preset=”default” header_font=”Product Sans Bold||||||||” header_text_align=”left” header_font_size=”38px” header_line_height=”1.1em” custom_margin=”|-16px|0px||false|false” custom_margin_tablet=”|-16px|0px||false|false” custom_margin_phone=”|0px|||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||11px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” header_text_align_tablet=”left” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”34px” header_font_size_phone=”20px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Primary or Investment Properties<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#272727″ text_font_size=”18px” custom_margin=”||25px|||” custom_padding=”|6px||||” global_colors_info=”{}”]<\/p>\n

No income check mortgages do exist and offer them nationwide. No tax returns, W2’s or paystubs are needed, as we don’t ask for them. For purchase transactions, only 20% down payment is required and for refinances, our maximum LTV is 75% of the property value. Perfect loan program for self-employed, retirees, and real estate investors.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjcyNyJ9fQ==@” button_text=”Get a Quote” button_alignment=”left” button_alignment_tablet=”left” button_alignment_phone=”center” button_alignment_last_edited=”on|phone” module_class=”btn-get-quote” _builder_version=”4.24.3″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”17px” button_bg_color=”#4398D3″ button_font=”Product Sans||||||||” button_use_icon=”off” custom_margin=”|25px|30px||false|false” custom_margin_tablet=”|25px|30px||false|false” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”9px|37px|9px|37px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#4CBD97″ button_bg_enable_color__hover=”on”][\/et_pb_button][et_pb_text module_class=”btn-call-today” _builder_version=”4.24.2″ _module_preset=”default” text_font=”Product Sans Bold||||||||” text_font_size=”16px” text_line_height=”1em” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”0px||0px||true|false” custom_padding=”12px||12px||true|false” custom_padding_tablet=”12px||12px||true|false” custom_padding_phone=”12px||12px||true|false” custom_padding_last_edited=”on|phone” link_option_url=”tel:8009290940″ text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\"\" Call Today (800) 929-0940<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” disabled_on=”on|on|on” module_class=”banner-home center_text” _builder_version=”4.24.2″ _module_preset=”default” background_image=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2024\/03\/Home-banner_1-3.png” background_position=”top_right” background_horizontal_offset=”50%” background_vertical_offset=”50%” min_height=”89vh” min_height_tablet=”auto” min_height_last_edited=”off|desktop” custom_padding=”||||true|false” custom_padding_tablet=”300px||40px||false|false” custom_padding_phone=”200px||0px||false|false” background_last_edited=”on|phone” background_enable_color_tablet=”off” background_image_tablet=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/home-banner-img.jpg” background_enable_image_tablet=”on” background_size_tablet=”cover” background_image_width_tablet=”100%” background_image_height_tablet=”100%” background_position_tablet=”top_center” background_blend_tablet=”normal” disabled=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.24.2″ _module_preset=”default” background_enable_image=”off” background_position=”top_center” custom_margin=”||||false|false” custom_margin_tablet=”|auto||auto|false|false” custom_margin_phone=”|auto||auto|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”banner-left-col” _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”30px|10px|30px|10px|true|true” custom_padding_last_edited=”on|tablet” background_color_tablet=”rgba(255,255,255,0.8)” background_last_edited=”on|tablet” background_enable_color_tablet=”on” global_colors_info=”{}”][et_pb_text module_class=”home-banner-title” _builder_version=”4.24.1″ _module_preset=”default” header_font=”Product Sans Bold||||||||” header_text_align=”left” header_font_size=”52px” header_line_height=”1.1em” custom_margin=”||0px||false|false” custom_padding=”0px||2px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” header_text_align_tablet=”left” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”42px” header_font_size_phone=”26px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

No Income Check Loans\u00a0<\/h1>\n

[\/et_pb_text][et_pb_text module_class=”home-banner-title” _builder_version=”4.24.1″ _module_preset=”default” header_font=”Product Sans Bold||||||||” header_text_align=”left” header_font_size=”39px” header_line_height=”1.1em” custom_margin=”|-16px|0px||false|false” custom_padding=”0px||11px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” header_text_align_tablet=”left” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”42px” header_font_size_phone=”26px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Primary or Investment Properties<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#272727″ text_font_size=”18px” custom_margin=”||25px|||” custom_padding=”|6px||||” global_colors_info=”{}”]<\/p>\n

No income check mortgages do exist and offer them nationwide. No tax returns, W2’s or paystubs are needed, as we don’t ask for them. For purchase transactions, only 20% down payment is required and for refinances, our maximum LTV is 75% of the property value. Perfect loan program for self-employed, retirees, and real estate investors.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjcyNyJ9fQ==@” button_text=”Get a Quote” button_alignment=”left” button_alignment_tablet=”left” button_alignment_phone=”center” button_alignment_last_edited=”on|phone” module_class=”btn-get-quote” _builder_version=”4.24.2″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_bg_color=”#4398D3″ button_font=”Product Sans Bold||||||||” button_use_icon=”off” custom_margin=”|25px|30px||false|false” custom_margin_tablet=”|25px|30px||false|false” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”9px|37px|9px|37px|true|true” button_bg_color_last_edited=”off|desktop” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#4cbd97″ button_bg_enable_color__hover=”on”][\/et_pb_button][et_pb_text module_class=”btn-call-today” _builder_version=”4.24.2″ _module_preset=”default” text_font=”Product Sans Bold||||||||” text_font_size=”16px” text_line_height=”1em” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”0px||0px||true|false” custom_padding=”12px||12px||true|false” custom_padding_tablet=”12px||12px||true|false” custom_padding_phone=”12px||12px||true|false” custom_padding_last_edited=”on|phone” link_option_url=”tel:8009290940″ text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\"\" Call Today (800) 929-0940<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”default” background_color=”#F2F2F2″ custom_padding=”50px||50px||true|false” custom_padding_tablet=”60px||60px||true|false” custom_padding_phone=”40px||40px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||40px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_font=”Product Sans Bold||||||||” header_2_text_align=”center” header_2_font_size=”42px” custom_margin=”||12px||false|false” custom_padding=”0px||0px||true|false” header_2_font_size_tablet=”30px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Income is Never an Issue for us<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”22px” header_2_text_align=”center” header_2_font_size=”42px” text_orientation=”center” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” text_font_size_tablet=”19px” text_font_size_phone=”17px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Our no income check mortgage program is designed for individuals who are self-employed or unemployed.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px|100px|0px|100px|true|true” custom_padding_tablet=”|0px||0px|true|true” custom_padding_phone=”|0px||0px|true|true” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#4398D3″ custom_padding=”40px|20px|40px|20px|true|true” border_width_all=”3px” border_color_all=”#FFFFFF” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”center” header_3_text_color=”#FFFFFF” header_3_font_size=”30px” custom_margin=”||5px||false|false” header_3_font_size_tablet=”26px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

No Income Mortgage<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”17px” text_line_height=”1.2em” text_orientation=”center” custom_margin=”||20px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”]<\/p>\n

NO INCOME \/ NO EMPLOYMENT
PERFECT LOAN OPTION FOR PRIMARY RESIDENCE<\/p>\n

[\/et_pb_text][et_pb_divider color=”#FFFFFF” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||3px||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 Max. LTV 80%<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\" Cash-out to 75% LTV<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\" 660 minimum credit score<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\" Max. loan amount $5 million<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\" No limit on cash-on-hand<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\" No reserves required<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px|-18px|15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"Primary residence, second homes and investment properties<\/p>\n

[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ4In19@” button_text=”Learn More…” button_alignment=”center” _builder_version=”4.24.3″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”17px” button_bg_color=”RGBA(255,255,255,0)” button_border_width=”1px” button_border_radius=”5px” button_font=”Product Sans||||||||” button_use_icon=”off” custom_margin=”28px||||false|false” button_border_width_tablet=”1px” button_border_width_phone=”1px” button_border_width_last_edited=”on|desktop” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|hover” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#4398D3″ button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#4CBD97″ custom_padding=”40px|20px|40px|20px|true|true” border_width_all=”3px” border_color_all=”#FFFFFF” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”center” header_3_text_color=”#FFFFFF” header_3_font_size=”30px” custom_margin=”||5px||false|false” header_3_font_size_tablet=”26px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

No Doc DSCR Loans<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font=”||||||||” text_text_color=”#FFFFFF” text_font_size=”17px” text_line_height=”1.2em” text_orientation=”center” custom_margin=”||20px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”]<\/p>\n

NO RATIOS REQUIRED
RESIDENTIAL OR COMMERCIAL PROPERTIES<\/p>\n

[\/et_pb_text][et_pb_divider color=”#FFFFFF” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||1px||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 Only 15% down payment<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 Must be an investment property<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 No tax returns, W2’s or paystubs needed<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 Short-term rentals are OK with us<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 Min. loan amount is $75k<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 Max. loan amount $5 million<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”17px” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_horizontal_offset=”0%” background_vertical_offset=”4px” custom_margin=”0px||15px||false|false” custom_padding=”0px|0px|0px|0px|true|true” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"\"\u00a0 We allow first-time investors<\/p>\n

[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ5In19@” button_text=”Learn More…” button_alignment=”center” _builder_version=”4.24.3″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”17px” button_bg_color=”RGBA(255,255,255,0)” button_border_width=”1px” button_border_radius=”5px” button_font=”Product Sans||||||||” button_use_icon=”off” custom_margin=”30px||||false|false” button_border_width_tablet=”1px” button_border_width_phone=”1px” button_border_width_last_edited=”on|desktop” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_border_width__hover_enabled=”on|hover” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#4398D3″ button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on” button_border_width__hover=”1px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”35px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”22px” text_orientation=”center” custom_margin=”||20px||false|false” text_font_size_tablet=”20px” text_font_size_phone=”17px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Need assistance? We are here to help navigate you through the process.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/nysck.com\/noIncomemortgage.com\/quote\/” button_text=”Get a Fast Quote” button_alignment=”center” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_text_size=”17px” button_bg_color=”#162D53″ button_font=”Product Sans||||||||” button_use_icon=”off” custom_padding=”10px|25px|10px|25px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#4cbd97″ button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||0px|||” custom_padding=”35px||35px||true|false” custom_padding_tablet=”60px||60px||true|false” custom_padding_phone=”40px||40px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_align=”center” header_2_font_size=”60px” header_2_line_height=”1.1em” custom_margin=”0px||0px||true|false” custom_padding=”||15px||false|false” header_2_font_size_tablet=”42px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Who are No Income Loans for?<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”22px” text_orientation=”center” custom_margin=”0px||0px||true|false” custom_padding=”||30px||false|false” text_font_size_tablet=”19px” text_font_size_phone=”17px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

No Income Check Loans are ideal for individuals with non-traditional income sources.<\/p>\n

[\/et_pb_text][et_pb_divider color=”#4CBD97″ _builder_version=”4.23.1″ _module_preset=”default” width=”55%” module_alignment=”center” custom_margin=”||-16px|||” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ module_class=”noincome-points” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”20px||1px|||” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”93.5%” custom_margin=”|-32px|0px||false|false” custom_padding=”||0px|15vw|false|false” custom_padding_tablet=”||0px|0px|false|false” custom_padding_phone=”||0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

    \n
  • Self-Employed<\/li>\n<\/ul>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”93.5%” custom_margin=”|2px|0px|||” custom_padding=”||0px|15vw|false|false” custom_padding_tablet=”||0px|0vw|false|false” custom_padding_phone=”||0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

      \n
    • Gig Workers<\/li>\n<\/ul>\n

      [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”93.5%” custom_margin=”|2px|-1px|||” custom_padding=”||0px|15vw|false|false” custom_padding_tablet=”||0px|0px|false|false” custom_padding_phone=”||0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

        \n
      • Freelancers<\/li>\n<\/ul>\n

        [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”93.5%” custom_margin=”|2px|1px|||” custom_padding=”||0px|15vw|false|false” custom_padding_tablet=”||0px|0px|false|false” custom_padding_phone=”||0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

          \n
        • Small Business Owners<\/li>\n<\/ul>\n

          [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”93.5%” custom_margin=”|2px||||” custom_padding=”||0px|15vw|false|false” custom_padding_tablet=”||0px|0px|false|false” custom_padding_phone=”||0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

            \n
          • Consultants<\/li>\n<\/ul>\n

            [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”100%” custom_margin=”||-3px|||” custom_padding=”|1px|0px|100px|false|false” custom_padding_tablet=”|1px|0px|0px|false|false” custom_padding_phone=”|1px|0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

              \n
            • Investors<\/li>\n<\/ul>\n

              [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”100%” custom_margin=”||-1px|||” custom_padding=”|1px|0px|100px|false|false” custom_padding_tablet=”|1px|0px|0px|false|false” custom_padding_phone=”|1px|0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

                \n
              • 1099 Employees<\/li>\n<\/ul>\n

                [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”100%” custom_margin=”||2px|||” custom_padding=”|1px|0px|100px|false|false” custom_padding_tablet=”|1px|0px|0px|false|false” custom_padding_phone=”|1px|0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

                  \n
                • Retirees<\/li>\n<\/ul>\n

                  [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”100%” custom_margin=”||0px|||” custom_padding=”|1px|0px|100px|false|false” custom_padding_tablet=”|1px|0px|0px|false|false” custom_padding_phone=”|1px|0px|0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

                    \n
                  • Cash-Based Income<\/li>\n<\/ul>\n

                    [\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”20px” width=”100%” custom_padding=”|1px||100px|false|false” custom_padding_tablet=”|1px||0px|false|false” custom_padding_phone=”|1px||0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

                      \n
                    • Unemployed<\/li>\n<\/ul>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” background_color=”#4398D3″ custom_padding=”50px||50px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” custom_padding_last_edited=”on|phone” module_class=”center_text” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||110px||false|false” custom_padding_tablet=”0px||60px||false|false” custom_padding_phone=”||40px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/img-buying-with.jpg” title_text=”img-buying-with” align_tablet=”center” align_phone=”center” align_last_edited=”on|tablet” _builder_version=”4.24.2″ _module_preset=”default” border_radii=”on|17px|17px|17px|17px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”<\/p>\n

                      Purchasing a Property Using a No Income Check Mortgage<\/h3>\n

                      ” content_phone=”<\/p>\n

                      Purchasing a Property Using a No Income Check Mortgage<\/h3>\n

                      ” content_last_edited=”on|tablet” _builder_version=”4.24.2″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”left” header_3_text_color=”#FFFFFF” header_3_font_size=”36px” header_3_line_height=”1.2em” custom_margin=”||10px||false|false” custom_margin_tablet=”||10px||false|false” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” header_3_font_size_tablet=”30px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      Purchasing a Property Using a
                      No Income Check Mortgage<\/h3>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”16px” text_orientation=”justified” custom_margin=”||15px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Purchasing a property with a No Income Check mortgage is something that is possible. All we require is 20% down payment. The credit scores need to be above 660.<\/p>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”16px” text_orientation=”justified” custom_margin=”||18px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Our No Income mortgage program works on both residential and commercial properties. Either is owner-occupied, second home or an investment our no income mortgage covers all three occupancy types.<\/p>\n

                      [\/et_pb_text][et_pb_button button_text=”Learn More About Buying a Home” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_bg_color=”#FFFFFF” button_bg_enable_color=”on” button_text_color=”#4398D3″ button_url=”https:\/\/nysck.com\/noIncomemortgage.com\/purchase\/” hover_enabled=”0″ sticky_enabled=”0″ button_text_size=”17px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” custom_padding_last_edited=”on|phone” module_class=”center_text” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||45px||false|false” custom_padding_tablet=”0px||60px||false|false” custom_padding_phone=”||40px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”<\/p>\n

                      Refinancing a Property with a No Income Check Mortgage<\/h3>\n

                      ” content_phone=”<\/p>\n

                      Refinancing a Property with a No Income Check Mortgage<\/h3>\n

                      ” content_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”left” header_3_text_color=”#FFFFFF” header_3_font_size=”36px” header_3_line_height=”1.2em” custom_margin=”||10px||false|false” custom_margin_tablet=”||10px||false|false” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” header_3_font_size_tablet=”30px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      Refinancing a Property with a
                      No Income Check Mortgage<\/h3>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”16px” custom_margin=”||15px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Refinancing an owner occupied property or an investment property, no income required for the refinance transaction. We offer a few no income refinance options, a true no income mortgage or a no income cash-flow rental program. These programs are specifically designed for those that can not qualify traditionally.<\/p>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”16px” custom_margin=”||18px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Our No Income mortgage program works on both residential and commercial properties. Whether it is owner-occupied, a second home or an investment, our no income mortgage covers all three occupancy types.<\/p>\n

                      [\/et_pb_text][et_pb_button button_text=”Learn More About Refinancing a Property” _builder_version=”4.24.3″ _module_preset=”default” custom_button=”on” button_bg_color=”#FFFFFF” button_bg_enable_color=”on” button_text_color=”#4398D3″ button_url=”https:\/\/nysck.com\/noIncomemortgage.com\/refinance\/” hover_enabled=”0″ sticky_enabled=”0″ button_text_size=”17px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/buying-an-investment-property.jpg” title_text=”buying-an-investment-property” align_tablet=”center” align_phone=”center” align_last_edited=”on|tablet” _builder_version=”4.24.2″ _module_preset=”default” border_radii=”on|17px|17px|17px|17px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”50px||40px||false|false” custom_padding_tablet=”60px||60px||false|false” custom_padding_phone=”||40px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_align=”center” header_2_font_size=”36px” header_2_line_height=”1.1em” custom_margin=”||10px||false|false” header_2_font_size_tablet=”30px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

                      We offer Commercial No Income Loans<\/h2>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.1″ _module_preset=”default” custom_padding=”30px||29px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2024\/02\/Commercial-Property.png” title_text=”Commercial Property” align=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”default” background_color=”#4398D3″ custom_padding=”55px||55px||true|false” custom_padding_tablet=”60px||60px||true|false” custom_padding_phone=”40px||40px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||50px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_font=”Product Sans Bold||||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”42px” header_2_line_height=”1.2em” custom_margin=”||12px||false|false” custom_padding=”0px||0px||true|false” header_2_font_size_tablet=”36px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      We Offer Three Types of No Income Second Mortgages<\/h2>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px|5vw|0px|5vw|true|true” custom_padding_tablet=”0px|0px|0px|0px|true|true” custom_padding_phone=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding=”40px|20px|40px|20px|true|true” border_width_all=”3px” border_color_all=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/icon1.svg” title_text=”icon1″ align=”center” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”center” header_3_text_color=”#FFFFFF” header_3_font_size=”28px” custom_margin=”||5px||false|false” header_3_font_size_tablet=”28px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      HELOC
                      Bank Statement Mortgage<\/h3>\n

                      [\/et_pb_text][et_pb_divider color=”#FFFFFF” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”25px||7px||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” text_orientation=”center” custom_margin=”||20px||false|false” global_colors_info=”{}”]<\/p>\n

                      For those self-employed homeowners who are looking to tap into their properties’ equity, we offer the 12-month bank statement program for qualifying for a Home Equity Line of Credit.<\/p>\n

                      [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding=”40px|20px|40px|20px|true|true” border_width_all=”3px” border_color_all=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-06T122247.216.png” title_text=”Untitled design – 2024-03-06T122247.216″ align=”center” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”-16px||10px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”center” header_3_text_color=”#FFFFFF” header_3_font_size=”28px” custom_margin=”||5px||false|false” header_3_font_size_tablet=”28px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      HELOC
                      No Doc – No Income Check<\/h3>\n

                      [\/et_pb_text][et_pb_divider color=”#FFFFFF” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”25px||7px||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” text_orientation=”center” custom_margin=”||20px||false|false” global_colors_info=”{}”]<\/p>\n

                      For those self-employed homeowners who are looking to tap into their properties’ equity, we offer the 12-month bank statement program for qualifying for a Home Equity Line of Credit.<\/p>\n

                      [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding=”40px|20px|40px|20px|true|true” border_width_all=”3px” border_color_all=”#FFFFFF” global_colors_info=”{}”][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/icon2.svg” title_text=”icon2″ align=”center” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_3_font=”Product Sans Bold||||||||” header_3_text_align=”center” header_3_text_color=”#FFFFFF” header_3_font_size=”28px” custom_margin=”||5px||false|false” header_3_font_size_tablet=”28px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      DSCR
                      Second Mortgage<\/h3>\n

                      [\/et_pb_text][et_pb_divider color=”#FFFFFF” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”50px||7px||false|false” custom_margin_tablet=”50px||7px||false|false” custom_margin_phone=”20px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” text_orientation=”center” custom_margin=”||-3px||false|false” global_colors_info=”{}”]<\/p>\n

                      The DSCR second mortgage is a closed-end loan that works on investment properties. We use the rental income from the property to qualify for the loan, no personal income docs are required.<\/p>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”60px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_text_color=”#162D53″ text_font_size=”22px” header_3_text_color=”#FFFFFF” header_3_font_size=”28px” text_orientation=”center” custom_margin=”||15px||false|false” global_colors_info=”{}”]<\/p>\n

                      Questions?<\/h3>\n

                      [\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjczIn19@” button_text=”Schedule a Consultation” button_alignment=”center” _builder_version=”4.24.3″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”17px” button_text_color=”#4398D3″ button_bg_color=”#FFFFFF” button_font=”Product Sans||||||||” button_use_icon=”off” custom_padding=”10px|25px|10px|25px|true|true” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#162D53″ button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|on” _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding=”110px||110px||true|false” custom_padding_tablet=”60px||60px||true|false” custom_padding_phone=”40px||40px||true|false” disabled=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||50px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_2_font=”Product Sans Bold||||||||” header_2_text_align=”center” header_2_text_color=”#162D53″ header_2_font_size=”42px” custom_margin=”||12px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”]<\/p>\n

                      Over 30 Years of Satisfied Clients<\/h2>\n

                      [\/et_pb_text][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/trustpilot-review.jpg” title_text=”trustpilot-review” align=”center” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#F2F2F2″ custom_padding=”25px|23px|25px|23px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” custom_margin=”||30px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a \u201cNo Doc\u201d loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…<\/p>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” header_4_font=”Product Sans Bold||||||||” header_4_text_color=”#707070″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

                      Sharmila S.<\/h4>\n

                      [\/et_pb_text][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/star-rating.svg” title_text=”star-rating” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#F2F2F2″ custom_padding=”25px|23px|25px|23px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” custom_margin=”||30px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a \u201cNo Doc\u201d loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…<\/p>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” header_4_font=”Product Sans Bold||||||||” header_4_text_color=”#707070″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

                      Sharmila S.<\/h4>\n

                      [\/et_pb_text][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/star-rating.svg” title_text=”star-rating” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#F2F2F2″ custom_padding=”25px|23px|25px|23px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” custom_margin=”||30px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a \u201cNo Doc\u201d loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…<\/p>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” header_4_font=”Product Sans Bold||||||||” header_4_text_color=”#707070″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

                      Sharmila S.<\/h4>\n

                      [\/et_pb_text][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/star-rating.svg” title_text=”star-rating” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#F2F2F2″ custom_padding=”25px|23px|25px|23px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” custom_margin=”||30px||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

                      Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a \u201cNo Doc\u201d loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…<\/p>\n

                      [\/et_pb_text][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font_size=”16px” header_4_font=”Product Sans Bold||||||||” header_4_text_color=”#707070″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

                      Sharmila S.<\/h4>\n

                      [\/et_pb_text][et_pb_image src=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/star-rating.svg” title_text=”star-rating” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”35px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#162D53″ text_font_size=”22px” header_3_text_color=”#4398D3″ header_3_font_size=”18px” text_orientation=”center” custom_margin=”||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQxNiJ9fQ==@” global_colors_info=”{}”]<\/p>\n

                      See more customer reviews \"\"<\/h3>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|on” module_class=”home-find-today” _builder_version=”4.24.2″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/bg-img1.jpg” parallax=”on” custom_padding=”250px||250px||true|false” custom_padding_tablet=”150px||150px||true|false” custom_padding_phone=”100px||100px||true|false” disabled=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”60px” custom_margin=”||20px||false|false” global_colors_info=”{}”]<\/p>\n

                      Find Your Home Loan Solution Today<\/h2>\n

                      [\/et_pb_text][et_pb_button button_text=”Get a Quote Now” button_alignment=”center” _builder_version=”4.23.1″ _module_preset=”default” custom_button=”on” button_text_size=”20px” custom_padding=”10px|35px|10px|35px|true|true” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”off|desktop” module_class=”center_text” _builder_version=”4.24.2″ _module_preset=”default” background_image=”https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2024\/02\/Find-Your-Home-banner-1.jpg” min_height=”365px” height=”365px” custom_padding=”0px||0px||false|false” custom_padding_tablet=”||||true|false” custom_padding_phone=”||||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ module_class=”center_text” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_align=”left” header_2_text_color=”#FFFFFF” header_2_font_size=”55px” header_2_line_height=”1.2em” custom_margin=”||20px|-5vw|false|false” custom_margin_tablet=”||20px|0px|false|false” custom_margin_phone=”||20px|0px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”|0px||||” header_2_font_size_tablet=”36px” header_2_font_size_phone=”26px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

                      Find Your No Income Check Loan Solution Today<\/h2>\n

                      [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_text=”Get a Quote Now” button_alignment=”center” _builder_version=”4.24.2″ _module_preset=”default” custom_button=”on” button_text_size=”20px” button_bg_color=”#4398d3″ button_border_radius=”10px” custom_padding=”10px|35px|10px|35px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#4cbd97″ button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”default” background_enable_color=”off” custom_padding=”110px||110px||true|false” custom_padding_tablet=”60px||60px||true|false” custom_padding_phone=”40px||40px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||30px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_font=”Product Sans Bold||||||||” header_2_text_align=”center” header_2_text_color=”#162D53″ header_2_font_size=”42px” custom_margin=”||12px||false|false” custom_padding=”0px||0px||true|false” header_2_font_size_tablet=”” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

                      No Income Mortgage Insights<\/h2>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_blog fullwidth=”off” posts_number=”3″ include_categories=”5″ show_more=”on” show_author=”off” show_categories=”off” show_pagination=”off” module_class=”blog-list-cont” _builder_version=”4.23.1″ _module_preset=”default” header_font=”Product Sans Bold||||||||” header_text_color=”#4398D3″ header_font_size=”20px” body_text_color=”#707070″ body_font_size=”16px” read_more_text_color=”#4CBD97″ read_more_font_size=”17px” border_radii=”on|20px|20px|20px|20px” border_width_all=”6px” border_color_all=”#FFFFFF” border_radii_image=”on|20px|20px|20px|20px” box_shadow_style=”preset1″ box_shadow_blur=”30px” box_shadow_color=”rgba(0,0,0,0.1)” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.1″ _module_preset=”default” custom_padding=”35px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#162D53″ text_font_size=”22px” header_3_text_color=”#4398D3″ header_3_font_size=”18px” text_orientation=”center” custom_margin=”||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQyMiJ9fQ==@” global_colors_info=”{}”]<\/p>\n

                      See more news and updates \"\"<\/h3>\n

                      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

                      No Income Check LoansPrimary or Investment PropertiesNo income check mortgages do exist and offer them nationwide. No tax returns, W2’s or paystubs are needed, as we don’t ask for them. For purchase transactions, only 20% down payment is required and for refinances, our maximum LTV is 75% of the property value. Perfect loan program for […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-29","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/pages\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/comments?post=29"}],"version-history":[{"count":209,"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/pages\/29\/revisions"}],"predecessor-version":[{"id":1101,"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/pages\/29\/revisions\/1101"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/noIncomemortgage.com\/wp-json\/wp\/v2\/media?parent=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}