{"id":1120,"date":"2024-04-17T16:10:01","date_gmt":"2024-04-17T16:10:01","guid":{"rendered":"https:\/\/nysck.com\/noIncomemortgage.com\/?page_id=1120"},"modified":"2024-04-18T13:40:14","modified_gmt":"2024-04-18T13:40:14","slug":"no-ratio-dscr","status":"publish","type":"page","link":"https:\/\/nysck.com\/noIncomemortgage.com\/no-ratio-dscr\/","title":{"rendered":"No Ratio DSCR"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;inner-common-banner&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/nysck.com\/noIncomemortgage.com\/wp-content\/uploads\/2023\/12\/bg-img1.jpg&#8221; parallax=&#8221;on&#8221; custom_padding=&#8221;120px||120px||true|false&#8221; global_module=&#8221;844&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.24.2&#8243; 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hover_enabled=&#8221;0&#8243; header_3_font_size_tablet=&#8221;36px&#8221; header_3_font_size_phone=&#8221;26px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>No Ratio DSCR<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;17px&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;4px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul style=\"text-align: justify;\">\n<li class=\"x_MsoNormal\"><span>No DTI calculation means no income or employment required<\/span><\/li>\n<li class=\"x_MsoNormal\"><span>Maximum loan amount of $4,000,000<\/span><\/li>\n<li class=\"x_MsoNormal\"><span>Maximum 85% LTV for purchase<\/span><\/li>\n<li class=\"x_MsoNormal\"><span>Maximum 80% LTV for cash-out<\/span><\/li>\n<li class=\"x_MsoNormal\"><span>Minimum FICO score of 575<\/span><\/li>\n<li class=\"x_MsoNormal\"><span>100% of down payment and closing costs can be gifted<\/span><\/li>\n<li class=\"x_MsoNormal\"><span>Seller concession of up to 6%<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; 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