Asset Utilization

• Loan amounts up to $4 million
• Minimum FICO score of 660
• Purchase up to 90% LTV
• Rate and term refinance up to 90% LTV
• Rate and term refinance up to 85% LTV
• Cash-out refinance up to 80% LTV
• 5/6 and 7/6 ARM options available
• 15 and 30-year fixed-rate mortgage options available
• Recent credit events allowed
• Interest-only payment option available