A Homeownership Program Built for Real Life, Real People, and Real Second Chances
This isn’t just another rent-to-own pitch. It’s a legitimate homeownership solution for people who are working hard, rebuilding, or using non-traditional income documentation, and want to start building wealth now, not later.
How It Works
This unique program enables qualified buyers to purchase a home with up to 96.5% financing, flexible credit score requirements, and alternative income documentation options. Instead of throwing away money on rent, you’ll be living in the home you’re buying while building equity every month, even as you get back on your feet financially or professionally.
Program Highlights:
✔️ Up to 96.5% LTV – Minimal upfront costs
✔️ 580+ FICO Scores Accepted – We say yes when others won’t
✔️ 3-Month Bank Statements, 1099s, or P&L Accepted – Ideal for self-employed buyers
✔️ ITIN, DACA, Non-Permanent Residents, and TPS Eligible – Inclusive financing
✔️ Rent-Free Housing History Accepted (with 6 months reserves)
✔️ Gift Funds Allowed – Family or friends can help you get started
✔️ Only 1 Day Out of Bankruptcy Required – Bounce back fast
Who This Helps:
This program is ideal for:
- Renters who are ready to invest in their future
- Self-employed borrowers using alternative income docs
- ITIN holders or DACA recipients seeking homeownership
- Buyers recovering from bankruptcy or credit events
- Anyone navigating life transitions like divorce or relocation
Let’s Make You a Homeowner
Your time renting doesn’t have to be forever. If you’re ready to stop renting and start building equity, we’re ready to help you take the first step. Contact us.
