{"id":378,"date":"2021-12-04T13:49:15","date_gmt":"2021-12-04T13:49:15","guid":{"rendered":"https:\/\/nysck.com\/mortgagebrokernyc\/?page_id=378"},"modified":"2023-06-12T06:48:54","modified_gmt":"2023-06-12T06:48:54","slug":"asset-utilization","status":"publish","type":"page","link":"https:\/\/nysck.com\/mortgagebrokernyc\/asset-utilization\/","title":{"rendered":"Asset Utilization"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/nysck.com\/mortgagebrokernyc\/wp-content\/uploads\/2021\/12\/inner-banner.jpg&#8221; parallax=&#8221;on&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; global_module=&#8221;99&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_cta title=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;inner_banner&#8221; _builder_version=&#8221;4.16&#8243; _dynamic_attributes=&#8221;title&#8221; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;45px&#8221; background_color=&#8221;rgba(31,29,54,0.83)&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; module_class=&#8221;program-right-column&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;program_inner_pages&#8221; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;justified&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Asset Utilization<\/h2>\n<p>Assets are an important part of a borrower\u2019s overall financial portfolio. Through our proprietary product offering Maverick Solutions\u2122, we offer asset utilization for your borrowers. This is a great offering for your borrowers who are looking to use available account assets as well as income to qualify for a Home Purchase or Refinance.<\/p>\n<p><strong>Key Features of our Asset Utilization Program Include:<\/strong><\/p>\n<ul>\n<li>Available on Champion Prime Product<\/li>\n<li>30-Year Term and Interest-Only Available<\/li>\n<li>Loan amounts up to $3,000,000<\/li>\n<li>Credit Scores Down to 700<\/li>\n<li>Max LTV 85%<\/li>\n<li>Non-Warrantable Condos Allowed<\/li>\n<li>Calculation Includes<br \/>o 100% of Checking, Savings, Money Market Assets<br \/>o 85% of Stocks, Bonds, Mutual Funds, CDs<br \/>o 80% of Eligible Retirement Assets<\/li>\n<li>Available for Primary, Second Home and Investment Purchases &amp; R\/T Refinances<\/li>\n<li>Must Be Used to Augment Other Verifiable Income<\/li>\n<\/ul>\n<p>For more information&nbsp;<a href=\"https:\/\/nysck.com\/mortgagebrokernyc\/contact\/\" target=\"_blank\" rel=\"noopener\">contact us<\/a>&nbsp;at 800\u2013984-6830 or&nbsp;<a href=\"mailto:loans@mortgagebrokernyc.com\" target=\"_blank\" rel=\"noopener\">email us here.<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; module_class=&#8221;program-right-column&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/mortgagebrokernyc\/wp-content\/uploads\/2021\/12\/Mixed-Use-image.jpg&#8221; title_text=&#8221;Mixed-Use-image&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjMwOSJ9fQ==@&#8221; button_text=&#8221;Stated Income Loans&#8221; module_class=&#8221;program_btn&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#1f1d36&#8243; button_bg_color=&#8221;#f4ce11&#8243; button_border_width=&#8221;0px&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; custom_padding=&#8221;13px||13px||true|false&#8221; global_module=&#8221;319&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM0NSJ9fQ==@&#8221; button_text=&#8221;Fix and Flip Loans&#8221; module_class=&#8221;program_btn&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#1f1d36&#8243; button_bg_color=&#8221;#f4ce11&#8243; button_border_width=&#8221;0px&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; custom_padding=&#8221;13px||13px||true|false&#8221; global_module=&#8221;320&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM1NCJ9fQ==@&#8221; button_text=&#8221;Foreign Investor Loan&#8221; module_class=&#8221;program_btn&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#1f1d36&#8243; button_bg_color=&#8221;#f4ce11&#8243; button_border_width=&#8221;0px&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; custom_padding=&#8221;13px||13px||true|false&#8221; global_module=&#8221;321&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM3MiJ9fQ==@&#8221; button_text=&#8221;Multifamily Lending&#8221; module_class=&#8221;program_btn&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#1f1d36&#8243; button_bg_color=&#8221;#f4ce11&#8243; button_border_width=&#8221;0px&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; custom_padding=&#8221;13px||13px||true|false&#8221; global_module=&#8221;323&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM2NSJ9fQ==@&#8221; button_text=&#8221;Bank Statement Program&#8221; module_class=&#8221;program_btn&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#1f1d36&#8243; button_bg_color=&#8221;#f4ce11&#8243; button_border_width=&#8221;0px&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; custom_padding=&#8221;13px||13px||true|false&#8221; global_module=&#8221;326&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Asset Utilization Assets are an important part of a borrower\u2019s overall financial portfolio. Through our proprietary product offering Maverick Solutions\u2122, we offer asset utilization for your borrowers. This is a great offering for your borrowers who are looking to use available account assets as well as income to qualify for a Home Purchase or Refinance. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-378","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/pages\/378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/comments?post=378"}],"version-history":[{"count":8,"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/pages\/378\/revisions"}],"predecessor-version":[{"id":1126,"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/pages\/378\/revisions\/1126"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/mortgagebrokernyc\/wp-json\/wp\/v2\/media?parent=378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}