Embarking on the search for your next home is an exciting time! Creating your wish list, browsing listings, and taking in-person tours are among the best parts of finding a new place to plant your roots.
Sometimes the stress and paperwork that come with getting a mortgage can take away from the fun of buying a home. Agatha Lubus understands the anxiety homebuyers experience when it’s time to talk mortgages. That’s why she recently partnered with Albert Safanov, a Mortgage Loan Originator from MortgageDepot, to offer home loan services to her valued clients.
Mortgage Pre-approvals
If you’re on the hunt for a new home, getting pre-approved for a mortgage is one way to put your worries to rest. A mortgage pre-approval tells you how much money a lender will let you borrow to purchase a home. It’s the best way to understand your budget and help you narrow your housing search to affordable options.
With Albert Safanov’s expertise as a Mortgage Loan Originator, Homes by Agatha is a one-stop shop for real estate and mortgage lending services. He will process your pre-approval application quickly so you can experience the excitement of house-hunting!
Condo and Co-op Loans
The housing market in Queens looks different than in other areas of the country. Condo and co-op loans are commonplace throughout New York City, and not every loan officer is well-versed in these mortgage types.
Some lenders view condos as risky and are reluctant to offer financing options for these purchases. Co-op loans come with their own stipulations, and some lenders don’t even have programs available to purchase these properties.
MortgageDepot has access to multiple lenders that finance condo and co-op loans. When you work with Agatha and Albert, you can rest assured that your housing options won’t be limited by strict lenders.
Help for the Self-Employed Borrower
Self-employed borrowers need creative home loan options. Working with Albert Safanov from MortgageDepot, Agatha Lubus’ self-employed house-hunters will have access to these mortgages:
- No Income Check
- Bank Statement
- Investor Cash Flow programs
- Asset Utilization
- Stated Income
- Contact Homes By Agatha Today!
If you’re looking for a home in Queens, partner with the experts. Agatha Lubus and Albert Safanov merge their expertise for your homebuying success.
Contact Agatha today to start your homebuying journey!