{"id":1474,"date":"2024-01-05T15:58:45","date_gmt":"2024-01-05T15:58:45","guid":{"rendered":"https:\/\/nysck.com\/georgiamortgage.com\/?p=1474"},"modified":"2024-01-12T06:31:42","modified_gmt":"2024-01-12T06:31:42","slug":"non-qm-second-mortgage","status":"publish","type":"post","link":"https:\/\/nysck.com\/georgiamortgage.com\/non-qm-second-mortgage\/","title":{"rendered":"Non-QM Second Mortgage"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;4px||4px|||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;|auto||1px||&#8221; custom_padding=&#8221;1px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.23.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;|-137px|35px|||&#8221; custom_padding=&#8221;|9px||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">We&#8217;re introducing our Stand Alone 2nd Lien Program (second mortgage), designed specifically for homeowners in\u00a0Georgia. This program allows homeowners to tap into their property&#8217;s equity while keeping their existing low-interest rate on their first mortgage.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Program Highlights<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\"><strong>Closed-End Second Mortgage:<\/strong> Georgia Homeowners can leverage up to 90% of their property&#8217;s equity with this solution.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Diverse Loan Amounts:<\/strong> From $150,000 to a maximum of $500,000.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Various Documentation Options:<\/strong> We offer Full Doc and Alt Doc options, including Personal and Business Bank Statements, and 1099.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Usability:<\/strong> Suitable for Primary Residences, 2nd Homes, and Investment Properties.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">This program enables our Georgia clients to receive a lump-sum payment, enhancing their financial capabilities and meeting diverse needs, all while maintaining a preferable interest rate on their existing mortgage.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Key Requirements<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\"><strong>Minimum FICO:<\/strong> 680<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Maximum DTI:<\/strong> 50%<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Fixed Terms:<\/strong> 10, 15, &amp; 30 Years available.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">We embrace the opportunity to offer our Georgia clients more with our Stand Alone 2nd Lien Program. It&#8217;s time to redefine financial flexibility and bring more value to our client relationships.\u00a0Contact us\u00a0for more information about our second mortgage program offered in the state of Georgia.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/quote\/&#8221; button_text=&#8221;Fast Quote&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|||131px||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; disabled_on=&#8221;on|on|on&#8221; disabled=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We&#8217;re introducing our Stand Alone 2nd Lien Program (second mortgage), designed specifically for homeowners in\u00a0Georgia. This program allows homeowners to tap into their property&#8217;s equity while keeping their existing low-interest rate on their first mortgage. Program Highlights Closed-End Second Mortgage: Georgia Homeowners can leverage up to 90% of their property&#8217;s equity with this solution. Diverse [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1475,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>We're introducing our Stand Alone 2nd Lien Program (second mortgage), designed specifically for homeowners in\u00a0Georgia. This program allows homeowners to tap into their property's equity while keeping their existing low-interest rate on their first mortgage.<\/p><p><b>Program Highlights<\/b><\/p><ul><li>Closed-End Second Mortgage: Georgia Homeowners can leverage up to 90% of their property's equity with this solution.<\/li><li>Diverse Loan Amounts: From $150,000 to a maximum of $500,000.<\/li><li>Various Documentation Options: We offer Full Doc and Alt Doc options, including Personal and Business Bank Statements, and 1099.<\/li><li>Usability: Suitable for Primary Residences, 2nd Homes, and Investment Properties.<\/li><\/ul><p>This program enables our Georgia clients to receive a lump-sum payment, enhancing their financial capabilities and meeting diverse needs, all while maintaining a preferable interest rate on their existing mortgage.<\/p><p><b>Key Requirements<\/b><\/p><ul><li>Minimum FICO: 680<\/li><li>Maximum DTI: 50%<\/li><li>Fixed Terms: 10, 15, & 30 Years available.<\/li><\/ul><p>We embrace the opportunity to offer our Georgia clients more with our Stand Alone 2nd Lien Program. It's time to redefine financial flexibility and bring more value to our client relationships.\u00a0Contact us\u00a0for more information about our second mortgage program offered in the state of Georgia.<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-1474","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/posts\/1474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/comments?post=1474"}],"version-history":[{"count":7,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/posts\/1474\/revisions"}],"predecessor-version":[{"id":1672,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/posts\/1474\/revisions\/1672"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/media\/1475"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/media?parent=1474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/categories?post=1474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/tags?post=1474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}