{"id":977,"date":"2023-10-25T14:34:02","date_gmt":"2023-10-25T14:34:02","guid":{"rendered":"https:\/\/nysck.com\/georgiamortgage.com\/?page_id=977"},"modified":"2024-01-18T15:04:32","modified_gmt":"2024-01-18T15:04:32","slug":"programs","status":"publish","type":"page","link":"https:\/\/nysck.com\/georgiamortgage.com\/programs\/","title":{"rendered":"Programs"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Page Header&#8221; _builder_version=&#8221;4.23.4&#8243; background_image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2024\/01\/Untitled-design-2024-01-18T092616.580.png&#8221; parallax=&#8221;on&#8221; animation_direction=&#8221;top&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Programs&#8221; text_orientation=&#8221;center&#8221; admin_label=&#8221;Hero Section&#8221; _builder_version=&#8221;4.23.2&#8243; title_font=&#8221;Barlow|700|||||||&#8221; title_text_align=&#8221;center&#8221; title_font_size=&#8221;60px&#8221; title_line_height=&#8221;1.4em&#8221; content_font_size=&#8221;22px&#8221; content_line_height=&#8221;1.8em&#8221; subhead_font=&#8221;||||&#8221; background_color=&#8221;rgba(255, 255, 255, 0)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#202d62 0%|rgba(39,34,98,0.3) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(58,52,226,0.93)&#8221; background_color_gradient_end=&#8221;rgba(73,108,220,0.7)&#8221; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;16px&#8221; button_one_bg_color=&#8221;#6eba01&#8243; button_one_border_width=&#8221;2px&#8221; button_one_border_color=&#8221;#6eba01&#8243; button_one_border_radius=&#8221;0&#8243; button_one_letter_spacing=&#8221;2&#8243; button_one_font=&#8221;Montserrat|||on|&#8221; button_one_use_icon=&#8221;off&#8221; custom_button_two=&#8221;on&#8221; button_two_text_size=&#8221;16px&#8221; button_two_border_width=&#8221;2px&#8221; button_two_border_color=&#8221;#ffffff&#8221; button_two_border_radius=&#8221;0&#8243; button_two_letter_spacing=&#8221;2&#8243; button_two_font=&#8221;Montserrat|||on|&#8221; button_two_use_icon=&#8221;off&#8221; module_alignment=&#8221;left&#8221; animation_style=&#8221;fade&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;40px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; button_one_text_color_hover=&#8221;#6eba01&#8243; button_two_text_color_hover=&#8221;#6eba01&#8243; button_one_border_color_hover=&#8221;#ffffff&#8221; button_two_border_color_hover=&#8221;#ffffff&#8221; button_one_border_radius_hover=&#8221;0&#8243; button_two_border_radius_hover=&#8221;0&#8243; button_one_letter_spacing_hover=&#8221;2&#8243; button_two_letter_spacing_hover=&#8221;2&#8243; button_one_bg_color_hover=&#8221;#ffffff&#8221; button_two_bg_color_hover=&#8221;#ffffff&#8221; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;on&#8221; button_one_text_color__hover=&#8221;#6eba01&#8243; button_two_text_color__hover_enabled=&#8221;on&#8221; button_two_text_color__hover=&#8221;#6eba01&#8243; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;on&#8221; button_one_border_color__hover=&#8221;#ffffff&#8221; button_two_border_color__hover_enabled=&#8221;on&#8221; button_two_border_color__hover=&#8221;#ffffff&#8221; button_one_border_radius__hover_enabled=&#8221;on&#8221; button_one_border_radius__hover=&#8221;0&#8243; button_two_border_radius__hover_enabled=&#8221;on&#8221; button_two_border_radius__hover=&#8221;0&#8243; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;2&#8243; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;2&#8243; button_one_bg_color__hover_enabled=&#8221;on&#8221; button_one_bg_color__hover=&#8221;#ffffff&#8221; button_two_bg_color__hover_enabled=&#8221;on&#8221; button_two_bg_color__hover=&#8221;#ffffff&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;our-calculators-cont&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f6f6f6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Barlow|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#202d62&#8243; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.2em&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>We offer mortgage programs that fit any situation<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Barlow|300|||||||&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;8px|||||&#8221; custom_padding=&#8221;10px|40px|22px|35px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Browse below a suite of loan programs tailored to any purchase, refinance, or second mortgage scenario. We stand out because we are well versed in helping our borrowers achieve goals that were never thought possible.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221;many-calcu&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;HomeReady&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-6.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; border_radii__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<p><span>Buy a home with only 3% down payment with at least 620 score.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/homeready\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;HomeOne&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Group-2.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; border_radii__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<p><span>Buy a home with no income limit or geographic limits.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/homeone\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;HomeStyle Renovation&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-7.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_margin_tablet=&#8221;||||false|false&#8221; image_icon_custom_margin_phone=&#8221;||||false|false&#8221; image_icon_custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; border_radii__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<p><span>Renovate a property using conventional guidelines, not FHA.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/homestyle-renovation\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221;many-calcu&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;HomePossible&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-8.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; border_radii__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<p><span>Buy a property 3% down payment with at least 660 score.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/homepossible\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Hometown Heroes&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-14.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; border_radii__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<p><span>Florida buyers can buy a home with down payment assistance.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/hometown-heroes\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;HELOC&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2024\/01\/Untitled-design-15.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; border_radii__hover_enabled=&#8221;on|desktop&#8221; sticky_enabled=&#8221;0&#8243; title_text=&#8221;Untitled-design-15&#8243;]<\/p>\n<p><span>Home Equity Line of Credit. Up to 90% of the value.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/heloc\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221;many-calcu&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;FHA Home Loans&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-11.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|0px|40px|false|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; border_width_bottom_tablet=&#8221;2px&#8221; border_width_bottom_phone=&#8221;2px&#8221; border_width_bottom_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Our FHA loans go as low as 500 credit scores.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/fha-loans\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;VA Loans&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-10.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#7e7e7e&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; border_width_bottom_tablet=&#8221;2px&#8221; border_width_bottom_phone=&#8221;2px&#8221; border_width_bottom_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\">Buy a home with 100% financing.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/va-loans\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Non-QM Loans&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-13.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_line_height=&#8221;20px&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Ideal for self-employed individuals with income doc issues.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/non-qm-loans\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221;many-calcu&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;USDA Loans&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-15.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#7e7e7e&#8221; body_line_height=&#8221;20px&#8221; custom_margin=&#8221;|||-2px||&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_color_bottom=&#8221;#b3b3b3&#8243; border_color_left=&#8221;#b3b3b3&#8243; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; border_width_bottom_tablet=&#8221;2px&#8221; border_width_bottom_phone=&#8221;2px&#8221; border_width_bottom_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\">Rrual areas in Georgia don&#8217;t scare us.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/usda-loans\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;HomePath&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2023\/12\/Untitled-design-9.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#7e7e7e&#8221; body_line_height=&#8221;20px&#8221; custom_margin=&#8221;|||-2px||&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#b3b3b3&#8243; border_width_left=&#8221;2px&#8221; border_color_left=&#8221;#b3b3b3&#8243; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; border_width_bottom_tablet=&#8221;2px&#8221; border_width_bottom_phone=&#8221;2px&#8221; border_width_bottom_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;Untitled-design-9&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"color: #000000;\">Buy a foreclosed or short sale home directly from Fannie Mae.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/homepath\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Second Mortgage&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2024\/01\/Untitled-design-16.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#7e7e7e&#8221; body_line_height=&#8221;20px&#8221; custom_margin=&#8221;|||-2px||&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_color_bottom=&#8221;#b3b3b3&#8243; border_color_left=&#8221;#b3b3b3&#8243; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; border_width_bottom_tablet=&#8221;2px&#8221; border_width_bottom_phone=&#8221;2px&#8221; border_width_bottom_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\">Fixed closed-end Second Mortgage Option.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/second-mortgage\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221;many-calcu&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Renovation Loans&#8221; image=&#8221;https:\/\/nysck.com\/georgiamortgage.com\/wp-content\/uploads\/2024\/01\/Untitled-design-17.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;66px&#8221; icon_placement_tablet=&#8221;left&#8221; icon_placement_phone=&#8221;top&#8221; icon_placement_last_edited=&#8221;on|phone&#8221; module_class=&#8221;programs-blurb-img&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Barlow|700|||||||&#8221; header_text_color=&#8221;#505050&#8243; body_font=&#8221;|300|||||||&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#7e7e7e&#8221; body_line_height=&#8221;20px&#8221; custom_margin=&#8221;|||-2px||&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|false|true&#8221; custom_padding_phone=&#8221;50px|0px|50px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; body_text_align_tablet=&#8221;left&#8221; body_text_align_phone=&#8221;center&#8221; body_text_align_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#b3b3b3&#8243; border_color_bottom=&#8221;#b3b3b3&#8243; border_width_left=&#8221;2px&#8221; border_color_left=&#8221;#b3b3b3&#8243; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; border_width_bottom_tablet=&#8221;2px&#8221; border_width_bottom_phone=&#8221;2px&#8221; border_width_bottom_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\">Ground-up construction or rehab loans.<\/span><\/p>\n<p><a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_light\" href=\"https:\/\/nysck.com\/georgiamortgage.com\/renovation-loans\/\">Learn More<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We offer mortgage programs that fit any situationBrowse below a suite of loan programs tailored to any purchase, refinance, or second mortgage scenario. We stand out because we are well versed in helping our borrowers achieve goals that were never thought possible.Buy a home with only 3% down payment with at least 620 score. Learn [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-977","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/pages\/977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/comments?post=977"}],"version-history":[{"count":33,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/pages\/977\/revisions"}],"predecessor-version":[{"id":1905,"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/pages\/977\/revisions\/1905"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/georgiamortgage.com\/wp-json\/wp\/v2\/media?parent=977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}