{"id":47,"date":"2026-03-09T11:23:11","date_gmt":"2026-03-09T11:23:11","guid":{"rendered":"https:\/\/nysck.com\/floridahomeloans.com\/?page_id=47"},"modified":"2026-03-26T08:15:33","modified_gmt":"2026-03-26T08:15:33","slug":"home-equity-loans-helocs-in-florida","status":"publish","type":"page","link":"https:\/\/nysck.com\/floridahomeloans.com\/home-equity-loans-helocs-in-florida\/","title":{"rendered":"Home Equity Loans &#038; HELOCs in Florida"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,33,55,0.8) 0%|rgba(11,60,93,0.8) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/nysck.com\/floridahomeloans.com\/wp-content\/uploads\/2026\/03\/2560.jpg&#8221; disabled=&#8221;on&#8221; global_module=&#8221;408&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{%22gcid-e61baf12-f6c4-451a-b6da-ceb98b21f926%22:%91%22background_color%22%93}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@&#8221; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;title&#8221; _module_preset=&#8221;default&#8221; title_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;48px&#8221; title_font_size_tablet=&#8221;36px&#8221; title_font_size_phone=&#8221;28px&#8221; title_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@&#8221; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;title&#8221; _module_preset=&#8221;default&#8221; title_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; title_text_color=&#8221;#000000&#8243; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;26px&#8221; title_font_size_phone=&#8221;22px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.68em&#8221; header_3_line_height=&#8221;1.2em&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>We offer both Home Equity Lines of Credit (HELOCs) and fixed-rate home equity loans, so you can access your equity in a way that best fits your financial goals. If you&#8217;re looking to consolidate debt, fund renovations, invest, or cover large expenses, our programs provide competitive options for primary residences, second homes, and investment properties.<\/p>\n<h3>Program Highlights<\/h3>\n<ul>\n<li> Credit scores down to 660 <\/li>\n<li> Loan amounts up to $1MM <\/li>\n<li> Maximum combined loan amounts up to $5 million <\/li>\n<li> Up to 90% CLTV <\/li>\n<li> Fixed terms available: 10, 20, and 30 years <\/li>\n<li> AVMs available for loans \u2264 $400,000** <\/li>\n<li> Properties with solar liens are eligible <\/li>\n<li> Investment Properties: Up to 70% CLTV with 720 FICO (\u2264 $750K) <\/li>\n<li> Second Homes: Up to 65% CLTV with 680 FICO (\u2264 $750K) <\/li>\n<li> Primary Homes: Up to 80% CLTV with 700 FICO (\u2264 $750K) <\/li>\n<li> Rural properties now eligible: full appraisal required. <\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.2em&#8221; link_text_align=&#8221;center&#8221; link_text_color=&#8221;#000000&#8243; link_font_size=&#8221;30px&#8221; link_line_height=&#8221;1.2em&#8221; header_4_text_align=&#8221;center&#8221; header_4_font_size=&#8221;30px&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;50px||50px||false|false&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; link_font_size_tablet=&#8221;30px&#8221; link_font_size_phone=&#8221;18px&#8221; link_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;30px&#8221; header_4_font_size_phone=&#8221;18px&#8221; header_4_font_size_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;1px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Have Question or Need Help?<\/h4>\n<p class=\"call-now\">Call us now at <a href=\"tel:9542881800\">954-288-1800 <\/a><\/p>\n<p><a class=\"btn-contact\" style=\"color: #062E78;\" href=\"https:\/\/nysck.com\/floridahomeloans.com\/fast-quote\/\">Fast Quote<\/a>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/floridahomeloans.com\/wp-content\/uploads\/2026\/03\/2560.jpg&#8221; title_text=&#8221;2560&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|8px|8px|8px|8px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;20px&#8221; box_shadow_spread=&#8221;-5px&#8221; global_module=&#8221;528&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We offer both Home Equity Lines of Credit (HELOCs) and fixed-rate home equity loans, so you can access your equity in a way that best fits your financial goals. If you&#8217;re looking to consolidate debt, fund renovations, invest, or cover large expenses, our programs provide competitive options for primary residences, second homes, and investment properties. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-47","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/pages\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/comments?post=47"}],"version-history":[{"count":12,"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/pages\/47\/revisions"}],"predecessor-version":[{"id":738,"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/pages\/47\/revisions\/738"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/floridahomeloans.com\/wp-json\/wp\/v2\/media?parent=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}