No Income Residential
At East West Funding, we are proud to offer no income check mortgages for residential properties. Our no income check mortgage program is designed to provide a streamlined and efficient process for individuals looking to purchase or refinance a property without the need to verify their income. This program is ideal for self-employed individuals, freelancers, and others who may have difficulty providing traditional income documentation.
- Purchase or Refinance
- Minimum 650 credit score required
- Maximum loan amount is $2.5 Million
- Minimum loan amount is $100,000
- 20% down payment
- Max 70% LTV for Cash-out refinance
- SFR, 2-4 units, condos & co-ops (max 70 LTV for co-ops)
- Gift funds are permitted
- No Pre-Payment penalties
With our no income check mortgage program, borrowers can enjoy a simplified application process and quick approval times. Contact us to learn more about how we can help you secure real estate financing without verifying income.