{"id":614,"date":"2023-10-05T06:09:59","date_gmt":"2023-10-05T06:09:59","guid":{"rendered":"https:\/\/nysck.com\/coops.nyc\/?page_id=614"},"modified":"2023-11-21T15:14:02","modified_gmt":"2023-11-21T15:14:02","slug":"purchase","status":"publish","type":"page","link":"https:\/\/nysck.com\/coops.nyc\/purchase\/","title":{"rendered":"Purchase"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.22.2&#8243; background_color=&#8221;#415a77&#8243; background_image=&#8221;https:\/\/nysck.com\/coops.nyc\/wp-content\/uploads\/2023\/10\/mortgage-house-loan-website-login-graphic-concept-min-scaled.jpg&#8221; background_blend=&#8221;overlay&#8221; background_enable_video_mp4=&#8221;off&#8221; background_enable_video_webm=&#8221;off&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;346px&#8221; min_height_tablet=&#8221;450px&#8221; min_height_phone=&#8221;500px&#8221; min_height_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;||0px|||&#8221; custom_css_before=&#8221;    content:%22%22;||    display: block;||    position: absolute;||    top: 0;||    left: 0;||    width: 100%;||    height: 100%;||    background-color: rgba(65, 90, 119, 0.70);||    z-index: 1;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.22.2&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;250px||||false|false&#8221; custom_margin_tablet=&#8221;150px||||false|false&#8221; custom_margin_phone=&#8221;150px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_heading title=&#8221;Purchase&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|700||on|||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;80px&#8221; custom_margin=&#8221;-156px||||false|false&#8221; title_font_size_tablet=&#8221;50px&#8221; title_font_size_phone=&#8221;37px&#8221; title_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/nysck.com\/coops.nyc\/wp-content\/uploads\/2023\/10\/woman-shopping-online-laptop-paying-purchased-goods-by-credit-card_746318-997.png&#8221; title_text=&#8221;woman-shopping-online-laptop-paying-purchased-goods-by-credit-card_746318-997&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; box_shadow_style=&#8221;preset3&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Purchasing a Co-Op&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||41px|||&#8221; title_text_align_tablet=&#8221;&#8221; title_text_align_phone=&#8221;center&#8221; title_text_align_last_edited=&#8221;on|phone&#8221; title_font_size_tablet=&#8221;&#8221; title_font_size_phone=&#8221;20px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;-25px||||false|false&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<div class=\"uSg02\">\n<div class=\"lDdSm l8Tnu\">\n<div class=\"tVyQ7\">\n<div data-testid=\"RecipientWell\" class=\"kcAOr t9ThB\">\n<div class=\"eW8In\">As experts in the field, we offer a few purchase options when purchasing a cooperative apartment. New York City is filled with co-op buildings, we have an approved co-op Building list that can be referenced knowing ahead of time if the co-op is approved, needs a Waiver, or is denied. But even if it&#8217;s denied, we offer Non-Warrantable Mortgage programs giving those buildings that don\u2019t meet conventional guidelines financing.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;refinance-div&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;4px||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#000000&#8243; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>3% down payment<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#000000&#8243; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Investment Co-Ops<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#000000&#8243; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Commercial Co-Ops\u00a0<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;|0px|5px|0px|false|false&#8221; custom_padding=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Underlying Mortgages<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;|0px|5px|0px|false|false&#8221; custom_padding=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Foreign Nationals<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_margin_tablet=&#8221;||5px||false|false&#8221; custom_margin_phone=&#8221;-25px||5px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Using Bank Statements Non-QM<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Loan Amounts up to $25 Million<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Reverse Mortgage for Co-Ops<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;||5px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>No Income Check Loan<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#f28482&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;21px&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_text_color=&#8221;#5e5e5e&#8221; header_font_size=&#8221;16px&#8221; body_text_color=&#8221;#000000&#8243; image_icon_custom_margin=&#8221;||||false|false&#8221; image_icon_custom_padding=&#8221;|0px|||false|false&#8221; custom_margin=&#8221;|-10px|5px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Non-Warrantable Co-Op Buildings<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As experts in the field, we offer a few purchase options when purchasing a cooperative apartment. New York City is filled with co-op buildings, we have an approved co-op Building list that can be referenced knowing ahead of time if the co-op is approved, needs a Waiver, or is denied. But even if it&#8217;s denied, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-614","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/pages\/614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/comments?post=614"}],"version-history":[{"count":28,"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/pages\/614\/revisions"}],"predecessor-version":[{"id":1499,"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/pages\/614\/revisions\/1499"}],"wp:attachment":[{"href":"https:\/\/nysck.com\/coops.nyc\/wp-json\/wp\/v2\/media?parent=614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}