{"id":784,"date":"2024-04-22T04:48:39","date_gmt":"2024-04-22T04:48:39","guid":{"rendered":"https:\/\/nysck.com\/brickstonecapital.com\/?page_id=784"},"modified":"2024-05-02T20:52:37","modified_gmt":"2024-05-02T20:52:37","slug":"programs","status":"publish","type":"page","link":"https:\/\/nysck.com\/brickstonecapital.com\/programs\/","title":{"rendered":"Programs"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.24.3″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(22,45,93,0.5) 0%|rgba(22,45,93,0.5) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/240_F_387092166_Ebdv3dtIOYFpKjMSiwJ9MorUxNDQSsHW.jpg” custom_padding=”120px||120px||true|false” custom_padding_tablet=”60px||60px||true|false” custom_padding_phone=”40px||40px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Programs” _builder_version=”4.25.0″ _module_preset=”default” title_font=”|700|||||||” title_text_align=”center” title_font_size=”35px” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”25px|25px|25px|25px|false|false” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_blurb title=”No Income Check Mortgage” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0NSJ9fQ==@” image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/1.png” image_icon_width=”30%” _builder_version=”4.25.0″ _dynamic_attributes=”url” _module_preset=”default” header_font=”Barlow|600|||||||” header_text_align=”center” header_font_size=”22px” body_text_align=”center” body_font_size=”16px” custom_margin=”||52px|||” global_colors_info=”{}”]<\/p>\n

Our no income verification mortgage is designed for individuals who may not qualify for a traditional mortgage due to being self-employed or unemployed.<\/p>\n

[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0NSJ9fQ==@” button_text=”Read More” button_alignment=”center” _builder_version=”4.25.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#004274″ button_border_color=”#004274″ button_text_color_last_edited=”off|desktop” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#004274″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”25px|25px|25px|25px|false|false” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_blurb title=”Rental Cash Flow DSCR” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0NiJ9fQ==@” image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/2.png” image_icon_width=”30%” _builder_version=”4.25.0″ _dynamic_attributes=”url” _module_preset=”default” header_font=”Barlow|600|||||||” header_text_align=”center” header_font_size=”22px” body_text_align=”center” body_font_size=”16px” custom_margin=”||75px|||” global_colors_info=”{}”]<\/p>\n

Purchase a short-term rental or investment property without the need for income verification.<\/p>\n

[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0NiJ9fQ==@” button_text=”Read More” button_alignment=”center” _builder_version=”4.25.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#004274″ button_border_color=”#004274″ button_text_color_last_edited=”off|desktop” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#004274″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”25px|25px|25px|25px|false|false” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_blurb title=”Asset Utilization” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0NyJ9fQ==@” image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/3.png” image_icon_width=”30%” _builder_version=”4.25.0″ _dynamic_attributes=”url” _module_preset=”default” header_font=”Barlow|600|||||||” header_text_align=”center” header_font_size=”22px” body_text_align=”center” body_font_size=”16px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Borrowers with significant verifiable assets can take advantage of asset utilization, which offers alternative loan eligibility criteria. Asset utilization is permitted for all occuapancy types.<\/p>\n

[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0NyJ9fQ==@” button_text=”Read More” button_alignment=”center” _builder_version=”4.25.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#004274″ button_border_color=”#004274″ button_text_color_last_edited=”off|desktop” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#004274″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”25px|25px|25px|25px|false|false” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_blurb title=”No Ratio DSCR” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0OCJ9fQ==@” image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/4.png” image_icon_width=”30%” _builder_version=”4.25.0″ _dynamic_attributes=”url” _module_preset=”default” header_font=”Barlow|600|||||||” header_text_align=”center” header_font_size=”22px” body_text_align=”center” body_font_size=”16px” global_colors_info=”{}”]<\/p>\n

The property is qualified based solely on credit and equity, with no rental income considered. Rental loans do not have a DSCR requirement.<\/p>\n

[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0OCJ9fQ==@” button_text=”Read More” button_alignment=”center” _builder_version=”4.25.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#004274″ button_border_color=”#004274″ button_text_color_last_edited=”off|desktop” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#004274″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”25px|25px|25px|25px|false|false” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_blurb title=”Bank Statement Program” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0OSJ9fQ==@” image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/5.png” image_icon_width=”30%” _builder_version=”4.25.0″ _dynamic_attributes=”url” _module_preset=”default” header_font=”Barlow|600|||||||” header_text_align=”center” header_font_size=”22px” body_text_align=”center” body_font_size=”16px” global_colors_info=”{}”]<\/p>\n

Our program offers a loan solution that allows borrowers to qualify based on their credit history and business bank statements.<\/p>\n

[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0OSJ9fQ==@” button_text=”Read More” button_alignment=”center” _builder_version=”4.25.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#004274″ button_border_color=”#004274″ button_text_color_last_edited=”off|desktop” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#004274″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”25px|25px|25px|25px|false|false” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_blurb title=”No Doc HELOC” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg1MSJ9fQ==@” image=”https:\/\/nysck.com\/brickstonecapital.com\/wp-content\/uploads\/2024\/04\/6.png” image_icon_width=”30%” _builder_version=”4.25.0″ _dynamic_attributes=”url” _module_preset=”default” header_font=”Barlow|600|||||||” header_text_align=”center” header_font_size=”22px” body_text_align=”center” body_font_size=”16px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

A no documentation HELOC offers a home equity line of credit without the need for detailed documentation of the borrower’s income or assets.<\/p>\n

[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg1MSJ9fQ==@” button_text=”Read More” button_alignment=”center” _builder_version=”4.25.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#004274″ button_border_color=”#004274″ button_text_color_last_edited=”off|desktop” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#004274″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Our no income verification mortgage is designed for individuals who may not qualify for a traditional mortgage due to being self-employed or unemployed.Purchase a short-term rental or investment property without the need for income verification.Borrowers with significant verifiable assets can take advantage of asset utilization, which offers alternative loan eligibility criteria. Asset utilization is permitted […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-784","page","type-page","status-publish","hentry"],"yoast_head":"\nPrograms - BrickstoneCapital<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Programs - BrickstoneCapital\" \/>\n<meta property=\"og:description\" content=\"Our no income verification mortgage is designed for individuals who may not qualify for a traditional mortgage due to being self-employed or unemployed.Purchase a short-term rental or investment property without the need for income verification.Borrowers with significant verifiable assets can take advantage of asset utilization, which offers alternative loan eligibility criteria. 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