As a leader in the bank statement mortgage market, we cater to the self-employed borrower. These types of borrowers have a difficult time qualifying for a mortgage loan using the traditional income verification process. We have solutions for these self-employed borrowers. One of the requirements to qualify for a bank statement mortgage is to be self-employed for at least 24 months. Even if we do offer a 3-month bank statement program still the borrower needs to show proof of 24 months of self-employment.