Refinancing your primary residence or investment property has never been more accessible with our innovative bank statement qualification process. Say goodbye to the hassle of traditional income documentation like tax returns, pay stubs, or W2 forms. Our streamlined approach allows you to leverage your bank statements to qualify for the loan you need.

Whether it’s your cherished primary residence or a lucrative investment property, our bank statement refinancing option offers flexibility and convenience. By assessing your financial stability through your bank statements, we empower you to unlock the true potential of your property. This process is especially advantageous for self-employed individuals or those with variable income sources.

• Rate/Term Refinancing Up to 90% Loan-to-Value (LTV)
• Allows for 1x30x12 Payment History
• Cash Out Refinancing Up to 80% LTV
• FICO Scores Starting at 660
• 80% LTV for Condos and 2-4 Unit Properties
• Accepting Applications from Declining Markets
• Loan Amounts Available up to $5 Million
• Qualification Based on 12 Months of Bank Statements
• Minimum 25% Business Ownership Required
• Offering 30-Year Fixed Rate Mortgages
• Also Providing 30 and 40-Year Fixed Interest-Only (I/O) Options
• Cash Out Refinancing for Reserves is Permissible

With this innovative approach, you can secure a competitive refinancing solution tailored to your unique circumstances, helping you achieve your financial goals with ease. Experience a smoother and more accessible refinancing journey today, with bank statements as your key to unlocking new opportunities.