Non-QM 40-Year Loan Program Non-QM 40-Year Loan Program 40 Year Fully Amortized Loan (480 months) No balloon attached on fixed term loan Interest Only available Available Programs with 40 Year Term: Full Doc, All Alternative Doc (Bank Statement, 1099, Asset Utilization, P&L, WVOE), DSCR Purchase, Refi and Cashout Available Fast Quote