No Income Check

No Income Check

• Available for Owner Occupied, 2nd Homes and investment properties
• 3.5M Max loan amount – 4M (ON EXCEPTION BASIS)
• Eligible for 1st time home buyers
• 100% of Down payment & Closing costs can be gifted
• 1003 does not require wages or employment information, as there is no Income or DTI Calculation
• No Mortgage Insurance
• Max LTV 80% w/ 720 FICO, 660 for investment properties
• 660 minimum FICO allowed.
• No Prepayment Penalty
• Use seller excess credit to offset rate discount points.
• WE ACCEPT TRANSFERRED APPRAISALS