Blog

We offer Fix and Flip / Rent Loans designed to help real estate flippers or investors flip properties for profit or build a rental portfolio. Fix and Flip/Rent Loans Our Fix and Flip/Rent Loans are tailored to meet the unique needs of real estate investors. Credit Scores as Low as 500 No Prior Experience or General Contractor Required Open to Borrowers with a Criminal Record Loan Amounts from...

We offer a comprehensive suite of Non-QM (Non-Qualified Mortgage) loan programs tailored to meet the varied needs of your borrowers. Our non-QM programs provide financing solutions and support for various financial situations. Our Solutions Include - Loans for Self-Employed Borrowers: We offer loans that utilize bank statements or profit and loss statements, providing qualification options for...

Discover the Flexibility of Non-Agency Programs  Our non-agency programs are tailored to meet the unique demands of unique borrowers who potentially do not qualify for a mortgage using the conventional route. Our Non-QM programs open up a galaxy of options for every borrower, ensuring we can find the perfect fit for your financial needs. One of the standout features of our offerings is our P&L...

Asset Depletion is a method of calculating income based on the borrower's liquid assets. This includes Employment-related assets such as lump sum distributions, 401K, IRA, SEP, Keogh accounts, stocks, bonds, and mutual funds. By leveraging these assets, borrowers can demonstrate their ability to repay a mortgage without relying on conventional income documentation. Asset Depletion Guidelines For...