WVOE Loan Program

The Written Verification of Employment, known as WVOE, is a mortgage program for individuals who receive cash income and cannot verify their actual income via tax returns or W-2s. This WVOE program is specifically for individuals seeking mortgage financing who face obstacles due to their reported income.

• 80% LTV for Purchase and Rate/Term
• 70% LTV for Cash Out
• WVOE is completed by the borrower’s company
• First Time Home Buyer OK to 70% LTV
• Max loan amount $4,000,000
• Min FICO 620
• No W2, 4506C, Paystubs or Tax Returns

Our company and our loan officers know what this program is all about, and we urge you to contact us to make sure that this program is for you. You need to discuss your options with one of our experts to see if you qualify for a purchase, refinance, or home equity loan.