Bank Statement Mortgage Program

Bank Statement Mortgage Loans are for self-employed borrowers, business owners, and entrepreneurs who need an alternative to conventional income verification. Instead of tax returns, W-2s, or pay stubs, we use your bank statements to qualify you for the mortgage you deserve.

• Up to 90% LTV Purchase to $1.5M
• Up to 85% LTV Rate/Term
• Up to 80% LTV Cash Out
• Min FICO 600
• Loan amounts up to $4,000,000
• Couple with Asset Utilization for extra income
• Transfers from Business to Personal OK!
• P&L Program comes with 3 Months Bank Statement
• Multiple Business Accounts OK

We offer several bank statement programs; to determine the best fit, please connect with one of our loan officers. We allow for unlimited NSF (non-sufficient funds); most lenders do not lend with multiple NSFs. We offer 12-month or 24-month bank statement programs; the 24-month program carries better interest rates.