1099 Mortgage Program

1099 Only Mortgage Loan is for independent contractors, freelancers, and self-employed professionals who earn income through 1099 forms. Conventional mortgage guidelines often make it difficult for these borrowers to qualify, but with our 1099 income program, you can get approved without tax returns, W-2s, or pay stubs.

• Qualify with only 1 year proof of 1099 Income
• Use 90% of 1099 Gross Income
• No Tax Returns Required
• 2 Years Self-Employed
• Multiple 1099’s

We have helped numerous borrowers with a 1099 Only mortgage program. It was created specifically for individuals who make 1099 income and want mortgage financing. This 1099 Only mortgage program works for purchases, refinancing, and home equity loans. Contact us for more information about this program and see if we can qualify you using your 1099 income only.