DSCR Investor Loans

We are experts in DSCR (Debt Service Coverage Ratio) loans, the go-to solution for real estate investors who want creative financing without conventional income documentation. Unlike conventional loans that require tax returns and pay stubs, DSCR loans focus on your property’s income potential, not your personal income.

Program Highlights

• 85% LTV
• Gift Funds Allowed
• Loan Amounts to $5MM
• 620 Min FICO
• ITIN- OK
• 1×30 OK!
• Cash Out Can Be Used As Reserves
• Non-Warrantable Condos OK
• No Limit On Financed Properties
• No Ratio – OK
• 15, 30 And 40-Year Fixed Terms

DSCR financing is one of our most popular loan programs. Our team knows the guidelines, strategies, and shortcuts to get you approved quickly. We partner with top lenders offering the most competitive DSCR programs in the market. Contact us for pricing and eligibility.