As independent mortgage brokers, we offer New Jersey homeowners access to a wide range of refinancing options, from conventional and government programs to advanced Non-QM solutions. We regularly help borrowers refinance to lower monthly payments, shorten loan terms, consolidate debt, or tap into home equity for investments and significant expenses. Because we’re not tied to a single bank, we can evaluate multiple programs and lenders to find the refinance strategy that makes the most sense for your situation.

• DSCR / Long-Term Rental Loans
• Cash-Out & Rate-Term Refinance
• Fix & Flip / Renovation Loans
• Ground-Up Construction
• Bridge Loans up to 75%
• Non-warrantable condos
• Co-op Loans
• No Ratio Loans
• MIXED-USE Properties
• Foreign National Loans to 80% LTV

Contact our New Jersey office to speak directly with a loan specialist who will review your goals, assess your current loan, and help design a refinance solution for your needs.