ITIN Home Loans

The ITIN loan program is a great option for homebuyers who may not have the standard employment and immigration documentation required for a traditional mortgage approval. These loans are specifically designed to assist individuals who do not have a Social Security Number but file income taxes using an IRS-issued Individual Tax Identification Number (ITIN).

• Loans that only require bank statements
• Ability to use one-year tax returns for loan approval
• Acceptance of income from 1099 or W2 forms
• Options for business owners to qualify for a mortgage
• Loans that consider profit & loss statements only
• Various asset-based loan programs are available for home purchase or refinance.

By highlighting the benefits of the ITIN loan program, we can help break down barriers to homeownership for undocumented individuals in New Jersey. Contact us for more information about the ITIN home loans that we offer.