Welcome to New Jersey Mortgage Group
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Purchase
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Refinance
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HELOC or Second Mortgages
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Why we are the Right Choice
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New Jersey Loan Parameters
Loan Amount Up To $25 Million.
Loan Amount Starting at $75K.
Credit Scores down to 620
No personal income needed to qualify
Conventional, FHA and VA Available
90% LTV for Bank Statement Program
Primary Residence, 2nd Homes and Investment Properties
Mixed-use and Commercial Properties
Use One Of Our Many Calculators
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DSCR Loans
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Bank Statement Loans
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HELOC
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1099 Only Program
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Co-op Loans
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Foreign National Loans
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Construction Loans
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No Income Check
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ITIN Home Loans
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Got questions? Let’s talk.
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News and Updates
Understanding FHA Rules for Omitting Installment Debt in New Jersey
When applying for an FHA home loan in New Jersey, every detail of your debt-to-income (DTI) ratio matters. Many borrowers assume that an installment loan with 10 or fewer payments remaining can be automatically excluded from DTI, but FHA adds one...
Who Can Give a Gift of Equity?
Let us discuss how Fannie Mae and Freddie Mac have aligned on who can give a Gift of Equity. Fannie Mae allows the donor to be a relative related by blood, a close family friend that is documented, a domestic partner, or an estate or trust of a...
Omitting a Debt that has Been Assigned to Another Party Such as in a Divorce or Separation Agreement
In the state of New Jersey, when it comes to omitting a debt that has been assigned to another party, such as in a divorce or separation agreement, there are specific legal considerations to keep in mind. It is important to note that New Jersey...
