Our Loan Process: Fast, Simple, and Investor-Friendly

Jul 30, 2025

Our Fix-and-Flip Loan Process is built to be simple, efficient, and designed specifically for property investors.

Here’s how we make funding your next project easier:

Step 1: Simplified Application

Our application is shorter and more straightforward than the standard Uniform Residential Loan Application (URLA). We focus on the essentials so you can move forward faster.

Step 2: Quick Term Sheet

Skip the headaches of the TILA-RESPA Integrated Disclosure (TRID) process. We provide a quick term sheet that outlines the loan structure upfront, so you know exactly what to expect.

Step 3: Documentation

Just sign the term sheet and return it with the necessary supporting documents. No piles of unnecessary paperwork, only what’s required to evaluate your deal.

Step 4: Underwriting

Once we receive your documentation, our team prepares a conditional loan approval tailored to your investment project.

Step 5: Clear to Close

We coordinate with you to finalize loan approval and prepare for closing. Our goal is speed, certainty, and execution.

Step 6: Funding

After closing, funds are disbursed so you can move forward with purchasing and renovating the property. Rehab financing is released through our structured drawing process, ensuring transparency and accountability.

Step 7: Nationwide Availability

Our fix-and-flip loan programs are available in 48 states, giving investors access to the capital they need, wherever opportunity strikes.

With fast closings, up to 100% rehab financing, and a streamlined loan process, reach out to us for more information about our rehab mortgage programs.