- Loan Amounts: $200,000 up to $25,000,000
- Loan Terms: 9-, 12-, 18-, or 24-month options
- Closing Timeline: 21–28 days from receipt of deposit
- Eligible Property Types: Single-family residential
- Loan-to-Cost (LTC): Up to 90%
- Loan-to-Value (LTV): Up to 75%
- Loan-to-After-Repair Value (LT-ARV): Up to 75%
- Lien Position: Senior secured first mortgage or deed of trust
- Interest Rates: From 9.49% to 12.49%
- Origination Fees: 1.50%–3.00% (based on loan size, timing, and complexity)
- Payment Structure: Interest-only payments
- Renovation Holdbacks: Available for eligible projects
- Prepayment / Yield Maintenance: No prepayment penalty options available
- Minimum Credit Score: 660 (exceptions considered down to 620)
