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No Income Documentation: No W-2s, paystubs, or tax returns are required. Eligible Transactions: Purchases and refinances. Credit Requirements: Minimum 620 FICO score Credit History: No major adverse credit events (e.g., short sale, foreclosure, bankruptcy) in the last 3 years. Large Deposits: Do not need to be sourced. Loan-to-Value (LTV): Up to 85% LTV for purchases […]<\/p>\n","protected":false},"author":1,"featured_media":441,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(38,31,72,0.7)\" background_image=\"https:\/\/nysck.com\/DSCRMortgages.com\/wp-content\/uploads\/2025\/01\/banner-01-Copy.jpg\" background_blend=\"overlay\" custom_padding=\"80px||80px||false|false\" custom_padding_tablet=\"80px||80px||false|false\" custom_padding_phone=\"40px||40px||false|false\" locked=\"off\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.21.0\" _dynamic_attributes=\"content\" _module_preset=\"default\" text_font=\"Plus Jakarta Sans|700|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"48px\" text_line_height=\"1.2em\" text_orientation=\"center\" hover_enabled=\"0\" text_font_size_tablet=\"30px\" text_font_size_phone=\"24px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"off|desktop\" _builder_version=\"4.21.0\" _module_preset=\"default\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" locked=\"off\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.21.0\" _module_preset=\"default\" text_font=\"Plus Jakarta Sans||||||||\" text_font_size=\"16px\" text_line_height=\"1.6em\" text_orientation=\"justified\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]Lorem Ipsum is simply dummy text of the printing and typesetting industry. 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