No experience necassary
  • First-Time Buyers: First-time homebuyers and first-time investors welcome.
  • No Ratio DSCR: Available for qualifying borrowers.
  • Non-warrantable condos: Eligible for financing.
  • Reserves: Can be sourced from cash-out proceeds.
  • No Seasoning: No seasoning is required for rate/term and cash-out refinances.
  • Seller Contribution: Up to 2% seller contribution is allowed on all investor loans.
  • Bank Statements: Unlimited NSFs (non-sufficient funds) are allowed on bank statements.
  • Gift Funds: 100% of gift funds allow for down payment and closing costs, including for investors.
  • Foreign Nationals: No credit score, referral letters, or visa required.